B-

Plainfield, IN

Source:

Affordability Score: 68/100

Population: 30,309 · 1 ZIP codes

The affordability dashboard for Plainfield, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 30,309 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $90,000, median home value of $297,200, median rent of $1,491 per month, and 34.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,473 per month (studio $1,118, 1BR $1,267, 3BR $1,907, 4BR $2,338).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Plainfield, IN include income, rent. Unemployment currently reads 3.6% and poverty 8.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$90,000
Median household income
Education C
34.7%
Bachelor's degree or higher
Housing C
3.3x
Home value $297,200 vs income
Commute C
24 min
Average commute time
Rent A-
$1,473/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$90,000
▲ 45% vs national
Per Capita Income
$39,739
Unemployment Rate
3.6%
Poverty Rate
8.5%

Housing

Median Home Value
$297,200
▲ 8% vs national
Median Rent
$1,491/mo
Owner Occupied
66.6%
2BR Fair Market Rent
$1,473/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,118
1BR
$1,267
2BR
$1,473
3BR
$1,907
4BR
$2,338

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.7%
▲ 5 ppt vs national
High School+
66.5%
Median Age
38.0
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Plainfield, IN receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 30,309. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Plainfield ZIP Codes
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What are common questions about this dashboard?

Is Plainfield, IN affordable?
Plainfield, IN receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $90,000. Median home value is $297,200.
What is the cost of living in Plainfield?
Key cost metrics: Median rent $1,491/mo. 2BR fair market rent $1,473/mo. Median home value $297,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →