D

Port Charlotte, FL

Source:

Affordability Score: 49/100

Population: 68,686 · 5 ZIP codes

The affordability dashboard for Port Charlotte, FL aggregates Census ACS 5-Year Estimates across 5 ZIP codes covering 68,686 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $68,882, median home value of $296,273, median rent of $1,564 per month, and 23.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,470 per month (studio $1,159, 1BR $1,167, 3BR $2,041, 4BR $2,326). Department of Labor data lists infant center-based childcare at $10,348 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 5.8% and poverty 9.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,882
Median household income
Education F
23.1%
Bachelor's degree or higher
Housing F
4.3x
Home value $296,273 vs income
Commute D
26 min
Average commute time
Rent C+
$1,470/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,348/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$68,882
▲ 11% vs national
Per Capita Income
$38,109
Unemployment Rate
5.8%
Poverty Rate
9.4%

Housing

Median Home Value
$296,273
▲ 8% vs national
Median Rent
$1,564/mo
Owner Occupied
84.0%
2BR Fair Market Rent
$1,470/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,159
1BR
$1,167
2BR
$1,470
3BR
$2,041
4BR
$2,326

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.1%
▼ 7 ppt vs national
High School+
56.8%
Median Age
55.9
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$10,348/yr
15% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$8,944/yr
School-Age (Center)
$5,460/yr

What This Means

Port Charlotte, FL receives an overall affordability grade of D (49/100), aggregated from 5 ZIP codes with a total population of 68,686. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Port Charlotte ZIP Codes
View all 5 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Port Charlotte, FL affordable?
Port Charlotte, FL receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,882. Median home value is $296,273.
What is the cost of living in Port Charlotte?
Key cost metrics: Median rent $1,564/mo. 2BR fair market rent $1,470/mo. Infant childcare $10,348/yr. Median home value $296,273.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →