F

Quincy, FL

Source:

Affordability Score: 32/100

Population: 24,124 · 2 ZIP codes

The affordability dashboard for Quincy, FL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 24,124 residents, then layers in county-level federal data to produce an overall grade of F (32/100). The headline inputs are median household income of $39,939, median home value of $145,689, median rent of $918 per month, and 17.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,352 per month (studio $1,097, 1BR $1,204, 3BR $1,674, 4BR $1,790). Department of Labor data lists infant center-based childcare at $7,150 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, rent. Unemployment currently reads 5.4% and poverty 31.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,939
Median household income
Education F
17.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $145,689 vs income
Commute F
29 min
Average commute time
Rent F
$1,352/mo
2BR fair market rent (41% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,150/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$39,939
▼ 36% vs national
Per Capita Income
$21,985
Unemployment Rate
5.4%
Poverty Rate
31.4%

Housing

Median Home Value
$145,689
▼ 47% vs national
Median Rent
$918/mo
Owner Occupied
64.9%
2BR Fair Market Rent
$1,352/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,097
1BR
$1,204
2BR
$1,352
3BR
$1,674
4BR
$1,790

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.8%
▼ 12 ppt vs national
High School+
57.1%
Median Age
39.8
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,150/yr
18% of income
Toddler (Center)
$5,980/yr
Preschool (Center)
$5,460/yr
School-Age (Center)
$4,680/yr

What This Means

Quincy, FL receives an overall affordability grade of F (32/100), aggregated from 2 ZIP codes with a total population of 24,124. Challenges include income and education and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Quincy ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Quincy, FL affordable?
Quincy, FL receives an overall affordability grade of F (32/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,939. Median home value is $145,689.
What is the cost of living in Quincy?
Key cost metrics: Median rent $918/mo. 2BR fair market rent $1,352/mo. Infant childcare $7,150/yr. Median home value $145,689.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →