F

Ridgeland, SC

Source:

Affordability Score: 34/100

Population: 13,354 · 1 ZIP codes

The affordability dashboard for Ridgeland, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,354 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $48,986, median home value of $216,800, median rent of $1,295 per month, and 15.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,542 per month (studio $1,343, 1BR $1,407, 3BR $1,849, 4BR $2,246). Department of Labor data lists infant center-based childcare at $5,774 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute, rent. Unemployment currently reads 6.6% and poverty 20.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,986
Median household income
Education F
15.8%
Bachelor's degree or higher
Housing F
4.4x
Home value $216,800 vs income
Commute F
29 min
Average commute time
Rent F
$1,542/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,774/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$48,986
▼ 21% vs national
Per Capita Income
$26,800
Unemployment Rate
6.6%
Poverty Rate
20.9%

Housing

Median Home Value
$216,800
▼ 21% vs national
Median Rent
$1,295/mo
Owner Occupied
70.8%
2BR Fair Market Rent
$1,542/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,343
1BR
$1,407
2BR
$1,542
3BR
$1,849
4BR
$2,246

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.8%
▼ 14 ppt vs national
High School+
55.4%
Median Age
38.1
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$5,774/yr
12% of income
Toddler (Center)
$5,774/yr
Preschool (Center)
$6,294/yr
School-Age (Center)
$6,640/yr

What This Means

Ridgeland, SC receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 13,354. Challenges include income and education and housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ridgeland ZIP Codes
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What are common questions about this dashboard?

Is Ridgeland, SC affordable?
Ridgeland, SC receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,986. Median home value is $216,800.
What is the cost of living in Ridgeland?
Key cost metrics: Median rent $1,295/mo. 2BR fair market rent $1,542/mo. Infant childcare $5,774/yr. Median home value $216,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →