Saint Cloud, FL

The affordability dashboard for Saint Cloud, FL aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 61,432 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $86,220, median home value of $377,270, median rent of $1,779 per month, and 32.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,972 per month (studio $1,650, 1BR $1,731, 3BR $2,476, 4BR $2,924). Department of Labor data lists infant center-based childcare at $10,556 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute. Unemployment currently reads 5.5% and poverty 9.1% — numbers worth keeping alongside the headline grade.