D

Saint Marks, FL

Source:

Affordability Score: 46/100

Population: 312 · 1 ZIP codes

The affordability dashboard for Saint Marks, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 312 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $62,321, median home value of $256,300, median rent of per month, and 8.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,199 per month (studio $979, 1BR $1,073, 3BR $1,561, 4BR $1,588). Department of Labor data lists infant center-based childcare at $9,006 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 0.0% and poverty 3.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,321
Median household income
Education F
8.2%
Bachelor's degree or higher
Housing F
4.1x
Home value $256,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,199/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,006/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$62,321
▲ 1% vs national
Per Capita Income
$34,062
Unemployment Rate
0.0%
Poverty Rate
3.7%

Housing

Median Home Value
$256,300
▼ 7% vs national
Median Rent
Owner Occupied
93.4%
2BR Fair Market Rent
$1,199/mo
▼ 0% vs national

Fair Market Rents by Bedroom

Studio
$979
1BR
$1,073
2BR
$1,199
3BR
$1,561
4BR
$1,588

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.2%
▼ 22 ppt vs national
High School+
46.1%
Median Age
61.0
Avg. Commute

Childcare Costs

Infant (Center)
$9,006/yr
14% of income
Toddler (Center)
$6,846/yr
Preschool (Center)
$6,544/yr
School-Age (Center)
$5,223/yr

What This Means

Saint Marks, FL receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 312. Challenges include education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Saint Marks, FL affordable?
Saint Marks, FL receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,321. Median home value is $256,300.
What is the cost of living in Saint Marks?
Key cost metrics: 2BR fair market rent $1,199/mo. Infant childcare $9,006/yr. Median home value $256,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →