D

Saint Matthews, SC

Source:

Affordability Score: 47/100

Population: 8,919 · 1 ZIP codes

The affordability dashboard for Saint Matthews, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,919 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $49,396, median home value of $167,100, median rent of $1,043 per month, and 25.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,276 per month (studio $1,032, 1BR $1,164, 3BR $1,623, 4BR $1,911). Department of Labor data lists infant center-based childcare at $6,095 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income. Unemployment currently reads 6.1% and poverty 15.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,396
Median household income
Education D
25.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $167,100 vs income
Commute D
27 min
Average commute time
Rent D
$1,276/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,095/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$49,396
▼ 20% vs national
Per Capita Income
$30,345
Unemployment Rate
6.1%
Poverty Rate
15.2%

Housing

Median Home Value
$167,100
▼ 39% vs national
Median Rent
$1,043/mo
Owner Occupied
81.9%
2BR Fair Market Rent
$1,276/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,032
1BR
$1,164
2BR
$1,276
3BR
$1,623
4BR
$1,911

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.8%
▼ 4 ppt vs national
High School+
57.0%
Median Age
45.5
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,095/yr
12% of income
Toddler (Center)
$6,095/yr
Preschool (Center)
$6,615/yr
School-Age (Center)
$6,962/yr

What This Means

Saint Matthews, SC receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 8,919. Challenges include income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Saint Matthews, SC affordable?
Saint Matthews, SC receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,396. Median home value is $167,100.
What is the cost of living in Saint Matthews?
Key cost metrics: Median rent $1,043/mo. 2BR fair market rent $1,276/mo. Infant childcare $6,095/yr. Median home value $167,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →