D

Saint Petersburg, FL

Source:

Affordability Score: 46/100

Population: 341,043 · 16 ZIP codes

The affordability dashboard for Saint Petersburg, FL aggregates Census ACS 5-Year Estimates across 16 ZIP codes covering 341,043 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $74,683, median home value of $384,380, median rent of $1,641 per month, and 40.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,977 per month (studio $1,593, 1BR $1,696, 3BR $2,527, 4BR $3,077). Department of Labor data lists infant center-based childcare at $15,600 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 4.7% and poverty 12.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,683
Median household income
Education B
40.0%
Bachelor's degree or higher
Housing F
5.1x
Home value $384,380 vs income
Commute D
26 min
Average commute time
Rent D
$1,977/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,600/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$74,683
▲ 20% vs national
Per Capita Income
$52,029
Unemployment Rate
4.7%
Poverty Rate
12.3%

Housing

Median Home Value
$384,380
▲ 40% vs national
Median Rent
$1,641/mo
Owner Occupied
67.0%
2BR Fair Market Rent
$1,977/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,593
1BR
$1,696
2BR
$1,977
3BR
$2,527
4BR
$3,077

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.0%
▲ 10 ppt vs national
High School+
62.9%
Median Age
47.1
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$15,600/yr
21% of income
Toddler (Center)
$9,620/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$6,500/yr

What This Means

Saint Petersburg, FL receives an overall affordability grade of D (46/100), aggregated from 16 ZIP codes with a total population of 341,043. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Saint Petersburg ZIP Codes
View all 16 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Saint Petersburg, FL affordable?
Saint Petersburg, FL receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,683. Median home value is $384,380.
What is the cost of living in Saint Petersburg?
Key cost metrics: Median rent $1,641/mo. 2BR fair market rent $1,977/mo. Infant childcare $15,600/yr. Median home value $384,380.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →