C

Salem, IN

Source:

Affordability Score: 56/100

Population: 15,014 · 1 ZIP codes

The affordability dashboard for Salem, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,014 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $60,673, median home value of $173,600, median rent of $750 per month, and 14.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $988 per month (studio $749, 1BR $753, 3BR $1,185, 4BR $1,308).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Salem, IN include rent. Pressure points are education. Unemployment currently reads 5.2% and poverty 16.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,673
Median household income
Education F
14.4%
Bachelor's degree or higher
Housing B
2.9x
Home value $173,600 vs income
Commute D
27 min
Average commute time
Rent A-
$988/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$60,673
▼ 2% vs national
Per Capita Income
$28,269
Unemployment Rate
5.2%
Poverty Rate
16.5%

Housing

Median Home Value
$173,600
▼ 37% vs national
Median Rent
$750/mo
Owner Occupied
79.1%
2BR Fair Market Rent
$988/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$749
1BR
$753
2BR
$988
3BR
$1,185
4BR
$1,308

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.4%
▼ 16 ppt vs national
High School+
58.3%
Median Age
41.7
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Salem, IN receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 15,014. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Salem ZIP Codes
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What are common questions about this dashboard?

Is Salem, IN affordable?
Salem, IN receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,673. Median home value is $173,600.
What is the cost of living in Salem?
Key cost metrics: Median rent $750/mo. 2BR fair market rent $988/mo. Median home value $173,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →