B

Santa Claus, IN

Source:

Affordability Score: 72/100

Population: 2,659 · 1 ZIP codes

The affordability dashboard for Santa Claus, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,659 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $87,926, median home value of $258,300, median rent of $1,115 per month, and 41.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $659, 1BR $729, 3BR $1,330, 4BR $1,382).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Santa Claus, IN include income, rent. Unemployment currently reads 1.8% and poverty 3.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$87,926
Median household income
Education B
41.3%
Bachelor's degree or higher
Housing B
2.9x
Home value $258,300 vs income
Commute D
28 min
Average commute time
Rent A+
$956/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$87,926
▲ 42% vs national
Per Capita Income
$41,037
Unemployment Rate
1.8%
Poverty Rate
3.6%

Housing

Median Home Value
$258,300
▼ 6% vs national
Median Rent
$1,115/mo
Owner Occupied
90.9%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$659
1BR
$729
2BR
$956
3BR
$1,330
4BR
$1,382

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.3%
▲ 11 ppt vs national
High School+
68.2%
Median Age
43.6
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Santa Claus, IN receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 2,659. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Santa Claus ZIP Codes
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What are common questions about this dashboard?

Is Santa Claus, IN affordable?
Santa Claus, IN receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $87,926. Median home value is $258,300.
What is the cost of living in Santa Claus?
Key cost metrics: Median rent $1,115/mo. 2BR fair market rent $956/mo. Median home value $258,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →