C

Sarasota, FL

Source:

Affordability Score: 55/100

Population: 232,625 · 13 ZIP codes

The affordability dashboard for Sarasota, FL aggregates Census ACS 5-Year Estimates across 13 ZIP codes covering 232,625 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $83,913, median home value of $473,483, median rent of $1,917 per month, and 42.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,958 per month (studio $1,418, 1BR $1,686, 3BR $2,537, 4BR $3,027). Department of Labor data lists infant center-based childcare at $10,920 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sarasota, FL include education. Pressure points are housing. Unemployment currently reads 3.3% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,913
Median household income
Education B+
42.5%
Bachelor's degree or higher
Housing F
5.6x
Home value $473,483 vs income
Commute C+
23 min
Average commute time
Rent C
$1,958/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,920/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$83,913
▲ 35% vs national
Per Capita Income
$57,949
Unemployment Rate
3.3%
Poverty Rate
9.5%

Housing

Median Home Value
$473,483
▲ 72% vs national
Median Rent
$1,917/mo
Owner Occupied
70.2%
2BR Fair Market Rent
$1,958/mo
▲ 63% vs national

Fair Market Rents by Bedroom

Studio
$1,418
1BR
$1,686
2BR
$1,958
3BR
$2,537
4BR
$3,027

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
42.5%
▲ 13 ppt vs national
High School+
67.6%
Median Age
52.4
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,920/yr
13% of income
Toddler (Center)
$10,028/yr
Preschool (Center)
$9,620/yr
School-Age (Center)
$7,280/yr

What This Means

Sarasota, FL receives an overall affordability grade of C (55/100), aggregated from 13 ZIP codes with a total population of 232,625. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sarasota ZIP Codes
View all 13 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Sarasota, FL affordable?
Sarasota, FL receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,913. Median home value is $473,483.
What is the cost of living in Sarasota?
Key cost metrics: Median rent $1,917/mo. 2BR fair market rent $1,958/mo. Infant childcare $10,920/yr. Median home value $473,483.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →