B-

Scotland, CT

Source:

Affordability Score: 68/100

Population: 166 · 1 ZIP codes

The affordability dashboard for Scotland, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 166 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $100,227, median home value of $320,600, median rent of per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,600 per month (studio $1,135, 1BR $1,220, 3BR $1,958, 4BR $2,344). Department of Labor data lists infant center-based childcare at $15,080 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Scotland, CT include income, rent. Unemployment currently reads 0.0% and poverty 15.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$100,227
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing C+
3.2x
Home value $320,600 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,600/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,080/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$100,227
▲ 62% vs national
Per Capita Income
$49,574
Unemployment Rate
0.0%
Poverty Rate
15.8%

Housing

Median Home Value
$320,600
▲ 17% vs national
Median Rent
Owner Occupied
79.0%
2BR Fair Market Rent
$1,600/mo
▲ 33% vs national

Fair Market Rents by Bedroom

Studio
$1,135
1BR
$1,220
2BR
$1,600
3BR
$1,958
4BR
$2,344

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
81.8%
Median Age
48.9
Avg. Commute

Childcare Costs

Infant (Center)
$15,080/yr
15% of income
Toddler (Center)
$15,080/yr
Preschool (Center)
$12,220/yr
School-Age (Center)
$5,980/yr

What This Means

Scotland, CT receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 166. This area performs well in income and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Scotland ZIP Codes
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What are common questions about this dashboard?

Is Scotland, CT affordable?
Scotland, CT receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $100,227. Median home value is $320,600.
What is the cost of living in Scotland?
Key cost metrics: 2BR fair market rent $1,600/mo. Infant childcare $15,080/yr. Median home value $320,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →