C

Sebring, FL

Source:

Affordability Score: 56/100

Population: 50,835 · 4 ZIP codes

The affordability dashboard for Sebring, FL aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 50,835 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $61,978, median home value of $194,239, median rent of $1,098 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,271 per month (studio $876, 1BR $1,006, 3BR $1,538, 4BR $2,017). Department of Labor data lists infant center-based childcare at $8,840 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.1% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,978
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing C+
3.1x
Home value $194,239 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,271/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$8,840/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$61,978
▼ 0% vs national
Per Capita Income
$34,564
Unemployment Rate
6.1%
Poverty Rate
14.6%

Housing

Median Home Value
$194,239
▼ 29% vs national
Median Rent
$1,098/mo
Owner Occupied
79.4%
2BR Fair Market Rent
$1,271/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$876
1BR
$1,006
2BR
$1,271
3BR
$1,538
4BR
$2,017

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
55.0%
Median Age
53.9
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$8,840/yr
14% of income
Toddler (Center)
$7,280/yr
Preschool (Center)
$7,020/yr
School-Age (Center)
$5,980/yr

What This Means

Sebring, FL receives an overall affordability grade of C (56/100), aggregated from 4 ZIP codes with a total population of 50,835. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sebring ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Sebring, FL affordable?
Sebring, FL receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,978. Median home value is $194,239.
What is the cost of living in Sebring?
Key cost metrics: Median rent $1,098/mo. 2BR fair market rent $1,271/mo. Infant childcare $8,840/yr. Median home value $194,239.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →