C

Silverdale, WA

Source:

Affordability Score: 57/100

Population: 25,781 · 2 ZIP codes

The affordability dashboard for Silverdale, WA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 25,781 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $103,808, median home value of $596,400, median rent of $2,186 per month, and 34.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,031 per month (studio $1,400, 1BR $1,548, 3BR $2,676, 4BR $2,941). Department of Labor data lists infant center-based childcare at $17,034 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Silverdale, WA include income. Pressure points are housing. Unemployment currently reads 3.9% and poverty 5.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$103,808
Median household income
Education C+
34.9%
Bachelor's degree or higher
Housing F
5.7x
Home value $596,400 vs income
Commute C+
23 min
Average commute time
Rent B
$2,031/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$17,034/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$103,808
▲ 67% vs national
Per Capita Income
$49,784
Unemployment Rate
3.9%
Poverty Rate
5.8%

Housing

Median Home Value
$596,400
▲ 117% vs national
Median Rent
$2,186/mo
Owner Occupied
43.5%
2BR Fair Market Rent
$2,031/mo
▲ 69% vs national

Fair Market Rents by Bedroom

Studio
$1,400
1BR
$1,548
2BR
$2,031
3BR
$2,676
4BR
$2,941

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.9%
▲ 5 ppt vs national
High School+
54.4%
Median Age
36.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$17,034/yr
16% of income
Toddler (Center)
$12,951/yr
Preschool (Center)
$12,951/yr
School-Age (Center)
$19,472/yr

What This Means

Silverdale, WA receives an overall affordability grade of C (57/100), aggregated from 2 ZIP codes with a total population of 25,781. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Silverdale ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Silverdale, WA affordable?
Silverdale, WA receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $103,808. Median home value is $596,400.
What is the cost of living in Silverdale?
Key cost metrics: Median rent $2,186/mo. 2BR fair market rent $2,031/mo. Infant childcare $17,034/yr. Median home value $596,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →