C

Sopchoppy, FL

Source:

Affordability Score: 59/100

Population: 2,145 · 1 ZIP codes

The affordability dashboard for Sopchoppy, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,145 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $75,179, median home value of $295,700, median rent of $1,241 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,199 per month (studio $979, 1BR $1,073, 3BR $1,561, 4BR $1,588). Department of Labor data lists infant center-based childcare at $9,006 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sopchoppy, FL include rent. Pressure points are housing. Unemployment currently reads 8.8% and poverty 2.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,179
Median household income
Education D
25.4%
Bachelor's degree or higher
Housing F
3.9x
Home value $295,700 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,199/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,006/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$75,179
▲ 21% vs national
Per Capita Income
$44,455
Unemployment Rate
8.8%
Poverty Rate
2.4%

Housing

Median Home Value
$295,700
▲ 8% vs national
Median Rent
$1,241/mo
Owner Occupied
82.8%
2BR Fair Market Rent
$1,199/mo
▼ 0% vs national

Fair Market Rents by Bedroom

Studio
$979
1BR
$1,073
2BR
$1,199
3BR
$1,561
4BR
$1,588

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.4%
▼ 5 ppt vs national
High School+
59.5%
Median Age
48.4
Avg. Commute

Childcare Costs

Infant (Center)
$9,006/yr
12% of income
Toddler (Center)
$6,846/yr
Preschool (Center)
$6,544/yr
School-Age (Center)
$5,223/yr

What This Means

Sopchoppy, FL receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 2,145. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sopchoppy ZIP Codes
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What are common questions about this dashboard?

Is Sopchoppy, FL affordable?
Sopchoppy, FL receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,179. Median home value is $295,700.
What is the cost of living in Sopchoppy?
Key cost metrics: Median rent $1,241/mo. 2BR fair market rent $1,199/mo. Infant childcare $9,006/yr. Median home value $295,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →