C-

Spartanburg, SC

Source:

Affordability Score: 51/100

Population: 107,292 · 5 ZIP codes

The affordability dashboard for Spartanburg, SC aggregates Census ACS 5-Year Estimates across 5 ZIP codes covering 107,292 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $58,113, median home value of $207,618, median rent of $1,083 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,187 per month (studio $1,034, 1BR $1,083, 3BR $1,439, 4BR $1,661). Department of Labor data lists infant center-based childcare at $10,344 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.3% and poverty 20.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,113
Median household income
Education F
24.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $207,618 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,187/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,344/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$58,113
▼ 6% vs national
Per Capita Income
$31,334
Unemployment Rate
6.3%
Poverty Rate
20.5%

Housing

Median Home Value
$207,618
▼ 25% vs national
Median Rent
$1,083/mo
Owner Occupied
59.8%
2BR Fair Market Rent
$1,187/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$1,034
1BR
$1,083
2BR
$1,187
3BR
$1,439
4BR
$1,661

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.8%
▼ 5 ppt vs national
High School+
56.7%
Median Age
36.5
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$10,344/yr
18% of income
Toddler (Center)
$9,622/yr
Preschool (Center)
$9,418/yr
School-Age (Center)
$7,158/yr

What This Means

Spartanburg, SC receives an overall affordability grade of C- (51/100), aggregated from 5 ZIP codes with a total population of 107,292. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Spartanburg ZIP Codes
View all 5 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Spartanburg, SC affordable?
Spartanburg, SC receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,113. Median home value is $207,618.
What is the cost of living in Spartanburg?
Key cost metrics: Median rent $1,083/mo. 2BR fair market rent $1,187/mo. Infant childcare $10,344/yr. Median home value $207,618.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →