C+

Stinesville, IN

Source:

Affordability Score: 60/100

Population: 198 · 1 ZIP codes

The affordability dashboard for Stinesville, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 198 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $64,464, median home value of $129,400, median rent of $642 per month, and 12.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,210 per month (studio $966, 1BR $1,072, 3BR $1,572, 4BR $1,906).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Stinesville, IN include housing. Pressure points are education. Unemployment currently reads 4.8% and poverty 21.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,464
Median household income
Education F
12.3%
Bachelor's degree or higher
Housing A
2.0x
Home value $129,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,210/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$64,464
▲ 4% vs national
Per Capita Income
$35,460
Unemployment Rate
4.8%
Poverty Rate
21.9%

Housing

Median Home Value
$129,400
▼ 53% vs national
Median Rent
$642/mo
Owner Occupied
67.6%
2BR Fair Market Rent
$1,210/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$1,072
2BR
$1,210
3BR
$1,572
4BR
$1,906

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.3%
▼ 18 ppt vs national
High School+
54.3%
Median Age
39.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Stinesville, IN receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 198. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Stinesville, IN affordable?
Stinesville, IN receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,464. Median home value is $129,400.
What is the cost of living in Stinesville?
Key cost metrics: Median rent $642/mo. 2BR fair market rent $1,210/mo. Median home value $129,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →