C-

Torrington, CT

Source:

Affordability Score: 54/100

Population: 36,482 · 1 ZIP codes

The affordability dashboard for Torrington, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 36,482 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $70,912, median home value of $215,600, median rent of $1,169 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,507 per month (studio $1,033, 1BR $1,219, 3BR $1,884, 4BR $2,152). Department of Labor data lists infant center-based childcare at $16,120 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 6.8% and poverty 13.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,912
Median household income
Education F
24.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $215,600 vs income
Commute C-
25 min
Average commute time
Rent C+
$1,507/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,120/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$70,912
▲ 14% vs national
Per Capita Income
$39,083
Unemployment Rate
6.8%
Poverty Rate
13.7%

Housing

Median Home Value
$215,600
▼ 22% vs national
Median Rent
$1,169/mo
Owner Occupied
66.1%
2BR Fair Market Rent
$1,507/mo
▲ 26% vs national

Fair Market Rents by Bedroom

Studio
$1,033
1BR
$1,219
2BR
$1,507
3BR
$1,884
4BR
$2,152

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.8%
▼ 5 ppt vs national
High School+
60.9%
Median Age
43.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$16,120/yr
23% of income
Toddler (Center)
$16,120/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$7,800/yr

What This Means

Torrington, CT receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 36,482. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Torrington, CT affordable?
Torrington, CT receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,912. Median home value is $215,600.
What is the cost of living in Torrington?
Key cost metrics: Median rent $1,169/mo. 2BR fair market rent $1,507/mo. Infant childcare $16,120/yr. Median home value $215,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →