D

Twelve Mile, IN

Source:

Affordability Score: 40/100

Population: 823 · 1 ZIP codes

The affordability dashboard for Twelve Mile, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 823 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $44,792, median home value of $165,500, median rent of $942 per month, and 13.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $791, 1BR $796, 3BR $1,278, 4BR $1,282).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.1% and poverty 24.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,792
Median household income
Education F
13.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $165,500 vs income
Commute N/A
N/A
Average commute time
Rent C+
$956/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$44,792
▼ 28% vs national
Per Capita Income
$21,359
Unemployment Rate
3.1%
Poverty Rate
24.9%

Housing

Median Home Value
$165,500
▼ 40% vs national
Median Rent
$942/mo
Owner Occupied
59.5%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$791
1BR
$796
2BR
$956
3BR
$1,278
4BR
$1,282

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.2%
▼ 17 ppt vs national
High School+
69.7%
Median Age
26.6
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Twelve Mile, IN receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 823. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Twelve Mile ZIP Codes
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What are common questions about this dashboard?

Is Twelve Mile, IN affordable?
Twelve Mile, IN receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,792. Median home value is $165,500.
What is the cost of living in Twelve Mile?
Key cost metrics: Median rent $942/mo. 2BR fair market rent $956/mo. Median home value $165,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →