B-

Warsaw, IN

Source:

Affordability Score: 66/100

Population: 33,716 · 2 ZIP codes

The affordability dashboard for Warsaw, IN aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 33,716 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $69,870, median home value of $215,619, median rent of $1,050 per month, and 28.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,142 per month (studio $875, 1BR $881, 3BR $1,385, 4BR $1,560).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Warsaw, IN include commute, rent. Unemployment currently reads 3.1% and poverty 12.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,870
Median household income
Education D
28.3%
Bachelor's degree or higher
Housing C+
3.1x
Home value $215,619 vs income
Commute A-
18 min
Average commute time
Rent A-
$1,142/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$69,870
▲ 13% vs national
Per Capita Income
$33,654
Unemployment Rate
3.1%
Poverty Rate
12.2%

Housing

Median Home Value
$215,619
▼ 22% vs national
Median Rent
$1,050/mo
Owner Occupied
70.6%
2BR Fair Market Rent
$1,142/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$875
1BR
$881
2BR
$1,142
3BR
$1,385
4BR
$1,560

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.3%
▼ 2 ppt vs national
High School+
62.8%
Median Age
37.5
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Warsaw, IN receives an overall affordability grade of B- (66/100), aggregated from 2 ZIP codes with a total population of 33,716. This area performs well in commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Warsaw ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Warsaw, IN affordable?
Warsaw, IN receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,870. Median home value is $215,619.
What is the cost of living in Warsaw?
Key cost metrics: Median rent $1,050/mo. 2BR fair market rent $1,142/mo. Median home value $215,619.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →