C

Waterville, WA

Source:

Affordability Score: 56/100

Population: 1,521 · 1 ZIP codes

The affordability dashboard for Waterville, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,521 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $78,669, median home value of $259,300, median rent of $894 per month, and 14.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,500 per month (studio $1,034, 1BR $1,143, 3BR $2,063, 4BR $2,516). Department of Labor data lists infant center-based childcare at $12,326 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.8% and poverty 7.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,669
Median household income
Education F
14.1%
Bachelor's degree or higher
Housing C
3.3x
Home value $259,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,500/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,326/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$78,669
▲ 27% vs national
Per Capita Income
$41,722
Unemployment Rate
3.8%
Poverty Rate
7.9%

Housing

Median Home Value
$259,300
▼ 6% vs national
Median Rent
$894/mo
Owner Occupied
76.8%
2BR Fair Market Rent
$1,500/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,034
1BR
$1,143
2BR
$1,500
3BR
$2,063
4BR
$2,516

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.1%
▼ 16 ppt vs national
High School+
51.1%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$12,326/yr
16% of income
Toddler (Center)
$11,260/yr
Preschool (Center)
$11,260/yr
School-Age (Center)
$9,315/yr

What This Means

Waterville, WA receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 1,521. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Waterville, WA affordable?
Waterville, WA receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,669. Median home value is $259,300.
What is the cost of living in Waterville?
Key cost metrics: Median rent $894/mo. 2BR fair market rent $1,500/mo. Infant childcare $12,326/yr. Median home value $259,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →