C

Wellborn, FL

Source:

Affordability Score: 57/100

Population: 2,724 · 1 ZIP codes

The affordability dashboard for Wellborn, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,724 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $64,271, median home value of $197,200, median rent of $837 per month, and 11.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,110 per month (studio $967, 1BR $1,013, 3BR $1,484, 4BR $1,573). Department of Labor data lists infant center-based childcare at $6,760 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Wellborn, FL include rent. Pressure points are education. Unemployment currently reads 0.0% and poverty 9.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,271
Median household income
Education F
11.2%
Bachelor's degree or higher
Housing B-
3.1x
Home value $197,200 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,110/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,760/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$64,271
▲ 4% vs national
Per Capita Income
$29,395
Unemployment Rate
0.0%
Poverty Rate
9.6%

Housing

Median Home Value
$197,200
▼ 28% vs national
Median Rent
$837/mo
Owner Occupied
79.0%
2BR Fair Market Rent
$1,110/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$967
1BR
$1,013
2BR
$1,110
3BR
$1,484
4BR
$1,573

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.2%
▼ 19 ppt vs national
High School+
56.8%
Median Age
38.7
Avg. Commute

Childcare Costs

Infant (Center)
$6,760/yr
11% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,200/yr
School-Age (Center)
$4,420/yr

What This Means

Wellborn, FL receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 2,724. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Wellborn, FL affordable?
Wellborn, FL receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,271. Median home value is $197,200.
What is the cost of living in Wellborn?
Key cost metrics: Median rent $837/mo. 2BR fair market rent $1,110/mo. Infant childcare $6,760/yr. Median home value $197,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →