C-

West Lafayette, IN

Source:

Affordability Score: 51/100

Population: 66,972 · 1 ZIP codes

The affordability dashboard for West Lafayette, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 66,972 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $53,103, median home value of $323,200, median rent of $1,217 per month, and 63.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,242 per month (studio $894, 1BR $1,032, 3BR $1,489, 4BR $1,992).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for West Lafayette, IN include education, commute. Pressure points are housing. Unemployment currently reads 3.7% and poverty 28.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$53,103
Median household income
Education A+
63.9%
Bachelor's degree or higher
Housing F
6.1x
Home value $323,200 vs income
Commute A-
17 min
Average commute time
Rent C
$1,242/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$53,103
▼ 14% vs national
Per Capita Income
$31,335
Unemployment Rate
3.7%
Poverty Rate
28.6%

Housing

Median Home Value
$323,200
▲ 18% vs national
Median Rent
$1,217/mo
Owner Occupied
43.5%
2BR Fair Market Rent
$1,242/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$894
1BR
$1,032
2BR
$1,242
3BR
$1,489
4BR
$1,992

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
63.9%
▲ 34 ppt vs national
High School+
78.4%
Median Age
22.3
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

West Lafayette, IN receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 66,972. This area performs well in education and commute. Challenges include housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is West Lafayette, IN affordable?
West Lafayette, IN receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,103. Median home value is $323,200.
What is the cost of living in West Lafayette?
Key cost metrics: Median rent $1,217/mo. 2BR fair market rent $1,242/mo. Median home value $323,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →