C

Whiting, IN

Source:

Affordability Score: 59/100

Population: 12,258 · 1 ZIP codes

The affordability dashboard for Whiting, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,258 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $66,176, median home value of $173,200, median rent of $986 per month, and 24.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,317 per month (studio $959, 1BR $1,082, 3BR $1,612, 4BR $1,744).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Whiting, IN include housing. Pressure points are education. Unemployment currently reads 8.6% and poverty 15.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,176
Median household income
Education F
24.7%
Bachelor's degree or higher
Housing B+
2.6x
Home value $173,200 vs income
Commute D
27 min
Average commute time
Rent B-
$1,317/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$66,176
▲ 7% vs national
Per Capita Income
$33,922
Unemployment Rate
8.6%
Poverty Rate
15.7%

Housing

Median Home Value
$173,200
▼ 37% vs national
Median Rent
$986/mo
Owner Occupied
65.2%
2BR Fair Market Rent
$1,317/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$959
1BR
$1,082
2BR
$1,317
3BR
$1,612
4BR
$1,744

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.7%
▼ 5 ppt vs national
High School+
60.7%
Median Age
40.3
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Whiting, IN receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 12,258. This area performs well in housing. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Whiting ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Whiting, IN affordable?
Whiting, IN receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,176. Median home value is $173,200.
What is the cost of living in Whiting?
Key cost metrics: Median rent $986/mo. 2BR fair market rent $1,317/mo. Median home value $173,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →