C

Windsor Locks, CT

Source:

Affordability Score: 59/100

Population: 12,498 · 1 ZIP codes

The affordability dashboard for Windsor Locks, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,498 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $81,205, median home value of $258,800, median rent of $1,394 per month, and 28.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,653 per month (studio $1,133, 1BR $1,306, 3BR $1,992, 4BR $2,363). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 5.8% and poverty 10.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,205
Median household income
Education D
28.6%
Bachelor's degree or higher
Housing C+
3.2x
Home value $258,800 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,653/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$81,205
▲ 31% vs national
Per Capita Income
$43,189
Unemployment Rate
5.8%
Poverty Rate
10.9%

Housing

Median Home Value
$258,800
▼ 6% vs national
Median Rent
$1,394/mo
Owner Occupied
77.1%
2BR Fair Market Rent
$1,653/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,133
1BR
$1,306
2BR
$1,653
3BR
$1,992
4BR
$2,363

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.6%
▼ 1 ppt vs national
High School+
67.6%
Median Age
41.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
21% of income
Toddler (Center)
$17,160/yr
Preschool (Center)
$13,000/yr
School-Age (Center)
$6,240/yr

What This Means

Windsor Locks, CT receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 12,498. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Windsor Locks, CT affordable?
Windsor Locks, CT receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,205. Median home value is $258,800.
What is the cost of living in Windsor Locks?
Key cost metrics: Median rent $1,394/mo. 2BR fair market rent $1,653/mo. Infant childcare $17,160/yr. Median home value $258,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →