Neighborhood Scorecard
Source: · HUD FMR FY2024 · FBI UCR (latest county year) · DOL NDCP
32322 – Carrabelle, FL
The neighborhood scorecard for ZIP 32322 in Carrabelle, FL blends seven federal datasets into a single letter grade of C- (52/100). The underlying inputs pulled for this ZIP include a median household income of $61,955, a median home value of $239,400, 18.7% of adults with a bachelor's degree or higher, and an average commute of 21 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 32322, not a national average mapped onto the ZIP.
Cross-agency inputs extend the score beyond Census demographics. If any of these feeds is missing for 32322, the scorecard transparently drops that dimension rather than inventing a score.
Reading the grade means reading the dimensions together. The overall C- score for 32322 reflects a weighted blend, Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) - and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include commute, rent. Areas pulling the overall grade down are education, housing. The 1 nearby ZIP codes listed below provide immediate geographic context, two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.
Based on income, housing cost, safety, education, commute, and childcare-cost data from federal sources, not school test scores, walkability, weather, culture, or day-to-day livability.
Score Breakdown
Income
DMedian household income
Education
FBachelor's degree or higher
Housing
DHome value $239,400 vs income
Commute
BAverage commute time
Rent
B2BR fair market rent (county; 23% of income)
Safety
N/AViolent crime rate (county)
Childcare
N/ACenter-based infant care cost (county)
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What This Means
Carrabelle, FL (32322) receives an overall grade of C- based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include education. Data was unavailable for safety, childcare – these dimensions were excluded from the overall score.
Nearby ZIP Scorecards
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Frequently Asked Questions
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Official Data Resources
Vintages stay separate: ACS demographics/housing 2019–2023; HUD FMR FY2024; FBI UCR and DOL NDCP use each feed's latest county year. Rent and childcare grades are exploratory joins of those feeds against ACS median income, not a claim that every agency shares one fiscal year. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL NDCP childcare prices. Verify with HUD →
Read our methodology to see how this data is sourced, computed, and verified.