Carrabelle, FL · standard

ZIP Code 32322

Franklin County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,007
22/sq mi
$61,955
Median income
$239,400
Median home value
18.7%
Bachelor's or higher

The verdict

Carrabelle pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
Top 45%
home value, US ZIPs
22
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32322 against every reporting US ZIP.

ZIP code 32322 is classified by USPS as a standard delivery area and covers roughly 186.4 square miles in Carrabelle, Franklin County, Florida. The area is home to 4,007 residents, producing a population density of 22 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32322 against Florida and the nation.

On the economic side, the median household income for ZIP 32322 sits at $61,955 (20% below the Florida average), while per-capita income is $23,548. The poverty rate stands at 23.5% and the unemployment rate at 6.0%. On housing, the median home value is $239,400 (36% below the state average) with median rent at $1,409 per month, and 77.7% of occupied units are owner-occupied, a direct signal of whether 32322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.7% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 21 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Franklin County, so you can benchmark 32322 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32322

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32322, Carrabelle, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,007

Population

186.4

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32322?

44.6

Median Age

69.7%

Male

30.3%

Female

7.6%

Foreign-Born

White 66.8%
African American 19.7%
Asian 0.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,955

Median Household Income

-20% vs state

$23,548

Per Capita Income

23.5%

Poverty Rate

6.0%

Unemployment Rate

21.2 min

Mean Commute Time

How ZIP 32322 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,955 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.2%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,825

Total Housing Units

931

Occupied Units

894

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$239,400

Median Home Value

-36% vs state

$1,409

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 32322, employing approximately 394 people with a combined annual payroll of $10,943,000.

60

Businesses

394

Employees

$10.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 10 16.7%
Arts, entertainment, and recreation 9 15.0%
Accommodation and food services 8 13.3%
Other services (except public administration) 8 13.3%
Real estate and rental and leasing 7 11.7%
Professional, scientific, and technical services 4 6.7%
Construction 3 5.0%
Transportation and warehousing 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32322 vs 32323 →

ZIP Code City Population Distance
32323 Lanark Village, FL 217 1.7 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 32322 in?
ZIP code 32322 (Carrabelle) is located in Franklin County, Florida. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-fl.
What is the population of ZIP code 32322?
ZIP code 32322 in Carrabelle, FL has a population of 4,007 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32322?
The median household income in ZIP 32322 is $61,955, which is 19% below the national average of $76,288.
What is the average home value in ZIP 32322?
The median home value in ZIP 32322 is $239,400, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 32322?
The largest racial group in ZIP 32322 is White at 66.8%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 32322?
ZIP code 32322 has 60 business establishments employing approximately 394 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32322?
The top industries by establishment count in ZIP 32322 are: Retail trade (10), Arts, entertainment, and recreation (9), Accommodation and food services (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 32322?
In ZIP code 32322, 56.2% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32322?
The mean commute time for workers in ZIP code 32322 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32322?
In ZIP code 32322, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32322?
The poverty rate in ZIP code 32322 is 23.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Carrabelle, FL

Verify and explore additional data for this area using these official government sources.