Carrabelle, FL · standard
ZIP Code 32322
Franklin County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,007
- 22/sq mi
- $61,955
- Median income
- $239,400
- Median home value
- 18.7%
- Bachelor's or higher
The verdict
Carrabelle pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 33th pct
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 22
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32322 against every reporting US ZIP.
ZIP code 32322 is classified by USPS as a standard delivery area and covers roughly 186.4 square miles in Carrabelle, Franklin County, Florida. The area is home to 4,007 residents, producing a population density of 22 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32322 against Florida and the nation.
On the economic side, the median household income for ZIP 32322 sits at $61,955 (20% below the Florida average), while per-capita income is $23,548. The poverty rate stands at 23.5% and the unemployment rate at 6.0%. On housing, the median home value is $239,400 (36% below the state average) with median rent at $1,409 per month, and 77.7% of occupied units are owner-occupied, a direct signal of whether 32322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.7% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 21 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Franklin County, so you can benchmark 32322 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32322
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32322.
- Retail trade
Retail trade
10 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
9 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32322, Carrabelle, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,007
Population
186.4
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32322?
44.6
Median Age
69.7%
Male
30.3%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,955
Median Household Income
-20% vs state
$23,548
Per Capita Income
23.5%
Poverty Rate
6.0%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 32322 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,955 33rd percentile higher than 33% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,825
Total Housing Units
931
Occupied Units
894
Vacant Units
2.27
Avg Household Size
Occupancy Type
$239,400
Median Home Value
-36% vs state
$1,409
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 60 business establishments in ZIP 32322, employing approximately 394 people with a combined annual payroll of $10,943,000.
60
Businesses
394
Employees
$10.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 16.7% |
| Arts, entertainment, and recreation | 9 | 15.0% |
| Accommodation and food services | 8 | 13.3% |
| Other services (except public administration) | 8 | 13.3% |
| Real estate and rental and leasing | 7 | 11.7% |
| Professional, scientific, and technical services | 4 | 6.7% |
| Construction | 3 | 5.0% |
| Transportation and warehousing | 3 | 5.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32322 vs 32323 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32323 | Lanark Village, FL | 217 | 1.7 mi |
More ZIP Codes in Franklin County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Carrabelle, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.