ZIP Code 32320

ZIP code 32320 is classified by USPS as a standard delivery area and covers roughly 103.4 square miles in Apalachicola, Franklin County, Florida. The area is home to 3,858 residents, producing a population density of 37 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32320 against Florida and the nation.

On the economic side, the median household income for ZIP 32320 sits at $46,713 (39% below the Florida average), while per-capita income is $35,289. The poverty rate stands at 14.9% and the unemployment rate at 3.6%. On housing, the median home value is $241,500 (36% below the state average) with median rent at $1,049 per month, and 72.8% of occupied units are owner-occupied, a direct signal of whether 32320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is —. Use the benchmarks above to see where 32320 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →