Apalachicola, FL · standard
ZIP Code 32320
Franklin County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,858
- 37/sq mi
- $46,713
- Median income
- $241,500
- Median home value
- 27.2%
- Bachelor's or higher
National ZIP placement
Apalachicola pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 37
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32320 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32320 (Apalachicola, FL) fell -6.0% from 2023 to 2024.
ZIP code 32320 covers 103.4 square miles in Apalachicola, Franklin County, Florida (a standard USPS delivery area), with a modest 3,858 residents on file, a density of 37 people per square mile, in the New York time zone.
ZIP 32320 reports a modest median household income of $46,713 (39% below the average Florida ZIP), while per-capita income is $35,289. The poverty rate is 14.9%, with unemployment at 3.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $241,500 (36% below the average Florida ZIP), and median rent is $1,049; owner occupancy is 72.8%.
Educational attainment sits below the national norm: 27.2% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32320.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32320
Top 5 sectors by establishment count in Apalachicola, FL
Which industries have the most business establishments in ZIP 32320.
- Retail trade
Retail trade
30 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
- Construction
Construction
17 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Professional, scientific, and technical services 9
Professional, scientific, and technical services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32320, Apalachicola, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,858
Population
103.4
Area (sq mi)
37
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32320?
51.9
Median Age
46.5%
Male
53.5%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,713
Median Household Income
-39% vs state ZIP avg
$35,289
Per Capita Income
14.9%
Poverty Rate
3.6%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,292housing units
2,292
Total Housing Units
1,896
Occupied Units
396
Vacant Units
2.00
Avg Household Size
Occupancy Type
$241,500
Median Home Value
-36% vs state ZIP avg
$1,049
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 131 business establishments in ZIP 32320, employing approximately 988 people with a combined annual payroll of $37,839,000.
131
Businesses
988
Employees
$37.8M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 30 | 22.9% |
| Accommodation and food services | 20 | 15.3% |
| Construction | 17 | 13.0% |
| Other services (except public administration) | 13 | 9.9% |
| Professional, scientific, and technical services | 9 | 6.9% |
| Health care and social assistance | 9 | 6.9% |
| Wholesale trade | 7 | 5.3% |
| Finance and insurance | 6 | 4.6% |
| Real estate and rental and leasing | 5 | 3.8% |
| Information | 4 | 3.0% |
| Administrative and support and waste management and remediation services | 3 | 2.3% |
| Arts, entertainment, and recreation | 3 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32320, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,858 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.