Residential delivery area · Florida
ZIP Code 32320: Apalachicola, FL
ZIP code 32320 uses the postal name Apalachicola, Florida and lies entirely in Franklin County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $46,713 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Apalachicola; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Apalachicola · its only residential ZIP
- County
- Franklin County
- Census places
- Apalachicola
- House district
- FL-2 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 32.0 sq mi · 119 people per sq mi
- PO Box ZIPs
- 32329 also use the name Apalachicola
Where is ZIP code 32320?
32320 centers on 29.732°, -85.054° and covers 32.0 square miles of land plus 14.3 of water. It borders 2 ZIP codes: 32456, 32465.
The map draws ZIP code areas only. For the streets inside 32320, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32320 compare with the rest of Franklin County?
| Measure | 32320 | In Franklin County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 3,792 | 4th of 8 | 839th of 1,013 |
| Median household income | $47k | not ranked | not ranked |
| Median home value | $242k | 3rd of 5 | 669th of 833 |
32320's median household income is not ranked: its 90% margin of error (±$12,643) is more than a quarter of the figure ($46,713). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 56% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32320?
The 2020 Census counted 3,726 people in 32320; the ACS, which samples households over 2020-2024, estimates 3,792. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,792±404 (90% margin)
- 2020 Census count
- 3,726
- Households
- 1,896
- Median age
- 51.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32320?
Of the 3,792 people the ACS estimates in 32320, 19.9% are under 18 and 30.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.2%), then Black (not Hispanic) (15.1%).
- Under 1819.9%
- 18 to 6449.6%
- 65 and older30.5%
- White, not Hispanic77.2%
- Black, not Hispanic15.1%
- Other or two or more4.8%
- Hispanic or Latino2.7%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32320 earn?
Median household income is $46,713 (ACS 2020-2024).
- Median household income
- $46,713±$12,643
- Income per person
- $35,289
- Below the poverty line
- 14.9%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 27.2%
- Adjusted gross income per tax return, 2022
- $63,4691,420 returns; wages 51% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32320?
FHFA's house price index for 32320, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved +21.0% in 2025.
- Median home value (owners' estimate)
- $241,500
- Median gross rent
- $1,049
- Homes owned by their occupants
- 72.8%
- Housing units
- 2,292
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32320?
131 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade30
- Accommodation and food services20
- Construction17
- Other services (except public administration)13
- Professional, scientific, and technical services9
- Health care and social assistance9
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32320?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32456 | Port Saint Joe | 7,510 | $65k | 16.2 mi |
| 32465 | Wewahitchka | 8,069 | $55k | 20.6 mi |
| 32328 | Eastpoint | 4,409 | $81k | 10.6 mi (near) |
| 32322 | Carrabelle | 3,678 | $62k | 26.9 mi (near) |
| 32410 | Mexico Beach | 550 | $64k | 27.1 mi (near) |
| 32323 | Lanark Village | 90 | $43k | 28.6 mi (near) |
| 32321 | Bristol | 5,531 | $57k | 36.9 mi (near) |
| 32403 | Panama City | 447 | $119k | 37.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Apalachicola?
1 more ZIP code carries the postal name Apalachicola, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 32329 | Franklin County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.