PlainZIP

Port Saint Joe, FL · standard

ZIP Code 32456

Gulf County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,966
33/sq mi
$64,681
Median income
$378,500
Median home value
36.3%
Bachelor's or higher

The verdict

Port Saint Joe pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
Top 23%
home value, US ZIPs
33
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32456 against every reporting US ZIP.

ZIP code 32456 is classified by USPS as a standard delivery area and covers roughly 212.4 square miles in Port Saint Joe, Gulf County, Florida. The area is home to 6,966 residents, producing a population density of 33 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32456 against Florida and the nation.

On the economic side, the median household income for ZIP 32456 sits at $64,681 (16% below the Florida average), while per-capita income is $50,424. The poverty rate stands at 7.3% and the unemployment rate at 3.5%. On housing, the median home value is $378,500 (1% above the state average) with median rent at $1,379 per month, and 82.1% of occupied units are owner-occupied, a direct signal of whether 32456 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.3% of adults hold a bachelor's degree or higher, the median age is 57.9, and the average commute is 19 minutes. Use the benchmarks above to see where 32456 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32456

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32456.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32456, Port Saint Joe, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,966

Population

212.4

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32456?

57.9

Median Age

52.2%

Male

47.8%

Female

3.7%

Foreign-Born

White 88.2%
African American 4.3%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,681

Median Household Income

-16% vs state

$50,424

Per Capita Income

7.3%

Poverty Rate

3.5%

Unemployment Rate

19.1 min

Mean Commute Time

How ZIP 32456 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,681 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 36.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,477

Total Housing Units

3,708

Occupied Units

2,769

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 82.1%
Renter 17.9%

$378,500

Median Home Value

+1% vs state

$1,379

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-10.0%

YoY Change (2024)

362

HPI Index (2000 = 100)

+262%

Total Change Since 2000

Home values in ZIP 32456 have decreased 10.0% over the past year (2024). Since 2000, this ZIP has seen +262% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 250
2021 +13.8% 285
2022 +24.6% 355
2023 +13.2% 402
2024 -10.0% 362

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 345 business establishments in ZIP 32456, employing approximately 2,311 people with a combined annual payroll of $94,657,000.

345

Businesses

2,311

Employees

$94.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 57 16.5%
Construction 56 16.2%
Retail trade 48 13.9%
Real estate and rental and leasing 42 12.2%
Professional, scientific, and technical services 29 8.4%
Other services (except public administration) 28 8.1%
Health care and social assistance 23 6.7%
Administrative and support and waste management and remediation services 15 4.3%
Finance and insurance 10 2.9%
Information 9 2.6%
Transportation and warehousing 8 2.3%
Wholesale trade 6 1.7%
Manufacturing 4 1.2%
Arts, entertainment, and recreation 4 1.2%
Utilities 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Gulf County

32465 standard
Wewahitchka, FL
Pop: 9,232

Related Areas

Gulf County Port Saint Joe, FL Florida

Frequently Asked Questions

What county is ZIP code 32456 in? ▼
ZIP code 32456 (Port Saint Joe) is located in Gulf County, Florida. Gulf County contains multiple ZIP codes, see the full list at /counties/gulf-fl.
What is the population of ZIP code 32456? ▼
ZIP code 32456 in Port Saint Joe, FL has a population of 6,966 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32456? ▼
The median household income in ZIP 32456 is $64,681, which is 15% below the national average of $76,288.
What is the average home value in ZIP 32456? ▼
The median home value in ZIP 32456 is $378,500, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 32456? ▼
The largest racial group in ZIP 32456 is White at 88.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 32456? ▼
ZIP code 32456 has 345 business establishments employing approximately 2,311 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32456? ▼
The top industries by establishment count in ZIP 32456 are: Accommodation and food services (57), Construction (56), Retail trade (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32456? ▼
According to the FHFA House Price Index, home values in ZIP 32456 decreased by 10.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 262%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32456? ▼
In ZIP code 32456, 62.0% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32456? ▼
The mean commute time for workers in ZIP code 32456 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32456? ▼
In ZIP code 32456, approximately 82.1% of occupied housing units are owner-occupied and 17.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32456? ▼
The poverty rate in ZIP code 32456 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Port Saint Joe, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.