Port Saint Joe, FL · standard
ZIP Code 32456
Gulf County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,966
- 33/sq mi Moderate-density area
- $64,681
- Median income Near-median income area
- $378,500
- Median home value Above-median home value
- 36.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Port Saint Joe pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 33
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32456 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32456 (Port Saint Joe, FL) fell -10.0% from 2023 to 2024. The all-transactions index moved from 401.9 in 2023 to 361.7 in 2024 (2000 = 100).
ZIP code 32456 is a mid-sized community (a standard USPS delivery area) in Port Saint Joe, Gulf County, Florida, home to 6,966 residents across 212.4 square miles, a density of 33 people per square mile, in the New York time zone.
ZIP 32456 reports a modest median household income of $64,681 (16% below the average Florida ZIP), while per-capita income is $50,424. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.3% and unemployment is 3.5%. Median home value is $378,500 (1% above the average Florida ZIP) and median rent is $1,379; 82.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 36.3% of adults hold a bachelor's degree or higher, the median age is 57.9, and the average commute is 19 minutes. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32456.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32456
Top 5 sectors by establishment count in Port Saint Joe, FL
Which industries have the most business establishments in ZIP 32456.
- Accommodation and food services
Accommodation and food services
57 establishments
- Construction
Construction
56 establishments
- Retail trade
Retail trade
48 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
42 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32456, Port Saint Joe, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,966
Population
212.4
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32456?
57.9
Median Age
52.2%
Male
47.8%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,681
Median Household Income
-16% vs state ZIP avg
$50,424
Per Capita Income
7.3%
Poverty Rate
3.5%
Unemployment Rate
19.1 min
Mean Commute Time
How ZIP 32456 ranks among Florida ZIPs
Port Saint Joe, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,681 36th percentile higher than 36% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,477housing units
6,477
Total Housing Units
3,708
Occupied Units
2,769
Vacant Units
1.98
Avg Household Size
Occupancy Type
$378,500
Median Home Value
+1% vs state ZIP avg
$1,379
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-10.0%
YoY Change (2024)
362
HPI Index (2000 = 100)
+262%
Total Change Since 2000
Home values in ZIP 32456 have decreased 10.0% over the past year (2024). Since 2000, this ZIP has seen +262% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 250 |
| 2021 | +13.8% | 285 |
| 2022 | +24.6% | 355 |
| 2023 | +13.2% | 402 |
| 2024 | -10.0% | 362 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 345 business establishments in ZIP 32456, employing approximately 2,311 people with a combined annual payroll of $94,657,000.
345
Businesses
2,311
Employees
$94.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 57 | 16.5% |
| Construction | 56 | 16.2% |
| Retail trade | 48 | 13.9% |
| Real estate and rental and leasing | 42 | 12.2% |
| Professional, scientific, and technical services | 29 | 8.4% |
| Other services (except public administration) | 28 | 8.1% |
| Health care and social assistance | 23 | 6.7% |
| Administrative and support and waste management and remediation services | 15 | 4.3% |
| Finance and insurance | 10 | 2.9% |
| Information | 9 | 2.6% |
| Transportation and warehousing | 8 | 2.3% |
| Wholesale trade | 6 | 1.7% |
| Manufacturing | 4 | 1.2% |
| Arts, entertainment, and recreation | 4 | 1.2% |
| Utilities | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32456, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,966 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Gulf County
Related Areas
Frequently Asked Questions
What county is ZIP code 32456 in?
ZIP code 32456 (Port Saint Joe) is located in Gulf County, Florida. Gulf County contains multiple ZIP codes, see the full list at /counties/gulf-fl.
What is the population of ZIP code 32456?
ZIP code 32456 in Port Saint Joe, FL has a population of 6,966 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32456?
The median household income in ZIP 32456 is $64,681, which is 15% below the national average of $76,288.
What is the average home value in ZIP 32456?
The median home value in ZIP 32456 is $378,500, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 32456?
The largest racial group in ZIP 32456 is White at 88.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 32456?
ZIP code 32456 has 345 business establishments employing approximately 2,311 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32456?
The top industries by establishment count in ZIP 32456 are: Accommodation and food services (57), Construction (56), Retail trade (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32456?
According to the FHFA House Price Index, home values in ZIP 32456 decreased by 10.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 262%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32456?
In ZIP code 32456, 62.0% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32456?
The mean commute time for workers in ZIP code 32456 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32456?
In ZIP code 32456, approximately 82.1% of occupied housing units are owner-occupied and 17.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32456?
The poverty rate in ZIP code 32456 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32456's numbers, next.
- See how ZIP 32456 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Port Saint Joe, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.