Residential delivery area · Florida
ZIP Code 32456: Port Saint Joe, FL
ZIP code 32456 uses the postal name Port Saint Joe, Florida and lies mostly in Gulf County (74% of its land), reaching into Bay County and Franklin County (Census 2020 ZIP-county file). About 7,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $64,681 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Port St. Joe, and under 1% in smaller places; 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Port Saint Joe · its only residential ZIP
- County
- Gulf County (74%); Bay County (18%); Franklin County (7%)
- Census places
- Port St. Joe
- Neighborhoods
- Casuna Sub, Mexico Beach Business Center GeoNames
- House district
- FL-2 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 106.2 sq mi · 71 people per sq mi
- PO Box ZIPs
- 32457 also use the name Port Saint Joe
Where is ZIP code 32456?
32456 centers on 29.815°, -85.306° and covers 106.2 square miles of land plus 51.7 of water. It borders 5 ZIP codes: 32410, 32465, 32320, 32403, 32404.
The map draws ZIP code areas only. For the streets inside 32456, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 32456 compare with the rest of Gulf County?
| Measure | 32456 | In Gulf County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 7,510 | 2nd of 2 | 750th of 1,013 |
| Median household income | $65k | 1st of 2 | 555th of 819 |
| Median home value | $379k | 1st of 2 | 339th of 833 |
Its median household income is higher than in 38% of U.S. residential ZIP codes, and it is denser than 48% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32456?
The 2020 Census counted 7,439 people in 32456; the ACS, which samples households over 2020-2024, estimates 7,510. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 7,510
- 2020 Census count
- 7,439
- Households
- 3,708
- Median age
- 57.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32456?
Of the 7,510 people the ACS estimates in 32456, 14.5% are under 18 and 33.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.9%).
- Under 1814.5%
- 18 to 6452.0%
- 65 and older33.5%
- White, not Hispanic86.9%
- Black, not Hispanic4.3%
- Other or two or more4.2%
- Hispanic or Latino3.9%
- Asian, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32456 earn?
Median household income is $64,681 (ACS 2020-2024).
- Median household income
- $64,681±$13,691
- Income per person
- $50,424
- Below the poverty line
- 7.3%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 36.3%
- Adjusted gross income per tax return, 2022
- $104,8683,710 returns; wages 43% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32456?
FHFA's house price index for 32456, built from repeat sales and appraisals of the same homes, rose 138% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved +5.0% in 2025.
- Median home value (owners' estimate)
- $378,500
- Median gross rent
- $1,379
- Homes owned by their occupants
- 82.1%
- Housing units
- 6,477
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32456?
345 business establishments had a location in this ZIP code in 2023, 90 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services57
- Construction56
- Retail trade48
- Real estate and rental and leasing42
- Professional, scientific, and technical services29
- Other services (except public administration)28
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32456?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32410 | Mexico Beach | 550 | $64k | 12.0 mi |
| 32465 | Wewahitchka | 8,069 | $55k | 15.3 mi |
| 32320 | Apalachicola | 3,792 | $47k | 16.2 mi |
| 32403 | Panama City | 447 | $119k | 21.9 mi |
| 32404 | Panama City | 42,514 | $75k | 28.3 mi |
| 32328 | Eastpoint | 4,409 | $81k | 24.6 mi (near) |
| 32401 | Panama City | 18,947 | $53k | 31.0 mi (near) |
| 32449 | Wewahitchka | 769 | $26k | 31.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Port Saint Joe?
1 more ZIP code carries the postal name Port Saint Joe, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 32457 | Gulf County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.