PlainZIP

Eastpoint, FL · standard

ZIP Code 32328

Franklin County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,149
11/sq mi
$80,877
Median income
$326,100
Median home value
32.8%
Bachelor's or higher

The verdict

Eastpoint pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 30%
home value, US ZIPs
11
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32328 against every reporting US ZIP.

ZIP code 32328 is classified by USPS as a standard delivery area and covers roughly 291.6 square miles in Eastpoint, Franklin County, Florida. The area is home to 3,149 residents, producing a population density of 11 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32328 against Florida and the nation.

On the economic side, the median household income for ZIP 32328 sits at $80,877 (5% above the Florida average), while per-capita income is $41,196. The poverty rate stands at 15.7% and the unemployment rate at 12.2%. On housing, the median home value is $326,100 (13% below the state average) with median rent at $941 per month, and 90.1% of occupied units are owner-occupied, a direct signal of whether 32328 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.8% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is —. Use the benchmarks above to see where 32328 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32328

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32328.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32328, Eastpoint, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,149

Population

291.6

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32328?

48.4

Median Age

51.8%

Male

48.2%

Female

1.7%

Foreign-Born

White 87.1%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.5%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,877

Median Household Income

+5% vs state

$41,196

Per Capita Income

15.7%

Poverty Rate

12.2%

Unemployment Rate

How ZIP 32328 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$80,877 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 32.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,271

Total Housing Units

1,790

Occupied Units

1,481

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 90.1%
Renter 9.9%

$326,100

Median Home Value

-13% vs state

$941

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.9%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 32328 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.8% 195
2021 +12.3% 219
2022 +24.0% 272
2023 -1.0% 269
2024 +11.9% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 124 business establishments in ZIP 32328, employing approximately 913 people with a combined annual payroll of $38,240,000.

124

Businesses

913

Employees

$38.2M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 29 23.4%
Accommodation and food services 18 14.5%
Construction 17 13.7%
Other services (except public administration) 15 12.1%
Real estate and rental and leasing 14 11.3%
Professional, scientific, and technical services 10 8.1%
Finance and insurance 5 4.0%
Health care and social assistance 5 4.0%
Wholesale trade 3 2.4%
Information 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Franklin County

32322 standard
Carrabelle, FL
Pop: 4,007
32320 standard
Apalachicola, FL
Pop: 3,858
32323 standard
Lanark Village, FL
Pop: 217

Related Areas

Franklin County Eastpoint, FL Florida

Frequently Asked Questions

What county is ZIP code 32328 in? ▼
ZIP code 32328 (Eastpoint) is located in Franklin County, Florida. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-fl.
What is the population of ZIP code 32328? ▼
ZIP code 32328 in Eastpoint, FL has a population of 3,149 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32328? ▼
The median household income in ZIP 32328 is $80,877, which is 6% above the national average of $76,288.
What is the average home value in ZIP 32328? ▼
The median home value in ZIP 32328 is $326,100, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 32328? ▼
The largest racial group in ZIP 32328 is White at 87.1%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 32328? ▼
ZIP code 32328 has 124 business establishments employing approximately 913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32328? ▼
The top industries by establishment count in ZIP 32328 are: Retail trade (29), Accommodation and food services (18), Construction (17). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 32328? ▼
According to the FHFA House Price Index, home values in ZIP 32328 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32328? ▼
In ZIP code 32328, 59.2% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32328? ▼
In ZIP code 32328, approximately 90.1% of occupied housing units are owner-occupied and 9.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32328? ▼
The poverty rate in ZIP code 32328 is 15.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Eastpoint, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.