Neighborhood Scorecard

Source:

38057 — Moscow, TN

The neighborhood scorecard for ZIP 38057 in Moscow, TN blends seven federal datasets into a single letter grade of B (70/100). The underlying inputs pulled for this ZIP include a median household income of $90,340, a median home value of $248,900, 20.4% of adults with a bachelor's degree or higher, and an average commute of . Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 38057, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. Department of Labor county childcare data lists infant center-based care at $11,007 per year, which the scorecard weighs against local median income to form the childcare grade. If any of these feeds is missing for 38057, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall B score for 38057 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include income, housing, rent. Areas pulling the overall grade down are education. The 4 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

B
Overall Score
70/100
38057 — Moscow, TN
Income B+
$90,340
Median household income
Education F
20.4%
Bachelor's degree or higher
Housing B+
2.8x
Home value $248,900 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,274/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$11,007/yr
Center-based infant care (12% of income)

Score Breakdown

Income

B+
$90,340

Median household income

Score: 76/100

Education

F
20.4%

Bachelor's degree or higher

Score: 30/100

Housing

B+
2.8x

Home value $248,900 vs income

Score: 76/100

Commute

N/A
N/A

Average commute time

Rent

A
$1,274/mo

2BR fair market rent (17% of income)

Score: 86/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

C+
$11,007/yr

Center-based infant care (12% of income)

Score: 64/100

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What This Means

Moscow, TN (38057) receives an overall grade of B based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. This area performs well in income and housing and rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby ZIP Scorecards

Side-by-side: Compare 38057 vs 38046 →

Full ZIP Code Data
Demographics, housing, income, and more for 38057
View Details →

Frequently Asked Questions

What is the overall score for ZIP 38057?
ZIP 38057 (Moscow, TN) has an overall neighborhood score of 70/100, earning a grade of B. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 38057 a good place to live?
Based on Census, HUD, FBI, and DOL data, 38057 scores B overall. Strengths include income, housing, rent. Areas that score lower: education.
How is the neighborhood scorecard calculated?
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →