PlainZIP

Moscow, TN · standard

ZIP Code 38057

Fayette County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,649
13/sq mi
$90,340
Median income
$248,900
Median home value
20.4%
Bachelor's or higher

The verdict

Moscow pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 43%
home value, US ZIPs
13
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38057 against every reporting US ZIP.

ZIP code 38057 covers 272.3 square miles in Moscow, Fayette County, Tennessee (a standard USPS delivery area), with a modest 3,649 residents on file, a density of 13 people per square mile, in the Chicago time zone.

ZIP 38057 lands in the middle-income range, with a median household income of $90,340 (36% above the Tennessee average), while per-capita income is $44,262. Local economic indicators show a 13.4% poverty rate alongside 1.2% unemployment. Median home value sits at $248,900 (1% above the state average), median rent at $857 a month, and owner-occupancy at 78.5%.

Educational attainment sits below the national norm: 20.4% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 38057, plus 6 more within Fayette County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38057

Top 5 sectors by establishment count in Moscow, TN

Which industries have the most business establishments in ZIP 38057.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38057, Moscow, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,649

Population

272.3

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38057?

52.8

Median Age

44.7%

Male

55.3%

Female

2.2%

Foreign-Born

White 71.9%
African American 22.6%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,340

Median Household Income

+36% vs state

$44,262

Per Capita Income

13.4%

Poverty Rate

1.2%

Unemployment Rate

How ZIP 38057 ranks nationally

Moscow, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,340 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,716

Total Housing Units

1,487

Occupied Units

229

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 78.5%
Renter 21.5%

$248,900

Median Home Value

+1% vs state

$857

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.3%

YoY Change (2024)

194

HPI Index (2000 = 100)

+94%

Total Change Since 2000

Home values in ZIP 38057 have increased 26.3% over the past year (2024). Since 2000, this ZIP has seen +94% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.7% 142
2020 -4.4% 136
2021 +15.4% 157
2022 +26.3% 198
2024 – 194

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 38057, employing approximately 800 people with a combined annual payroll of $42,921,000.

32

Businesses

800

Employees

$42.9M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Manufacturing 7 21.9%
Construction 5 15.6%
Retail trade 5 15.6%
Other services (except public administration) 5 15.6%
Accommodation and food services 4 12.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38057 vs 38046 →

ZIP 38057 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38057 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38057 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38057 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38046 La Grange, TN 108 6.8 mi
38076 Williston, TN 847 6.9 mi
38642 Lamar, MS 2,321 9.6 mi
38647 Michigan City, MS 1,143 10.2 mi

More ZIP Codes in Fayette County

38068 standard
Somerville, TN
Pop: 10,941
38060 standard
Oakland, TN
Pop: 9,496
38028 standard
Eads, TN
Pop: 6,883
38066 standard
Rossville, TN
Pop: 2,630
38076 standard
Williston, TN
Pop: 847
38036 standard
Gallaway, TN
Pop: 478

Related Areas

Fayette County Moscow, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38057 in? ▼
ZIP code 38057 (Moscow) is located in Fayette County, Tennessee. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-tn.
What is the population of ZIP code 38057? ▼
ZIP code 38057 in Moscow, TN has a population of 3,649 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38057? ▼
The median household income in ZIP 38057 is $90,340, which is 18% above the national average of $76,288.
What is the average home value in ZIP 38057? ▼
The median home value in ZIP 38057 is $248,900, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 38057? ▼
The largest racial group in ZIP 38057 is White at 71.9%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 38057? ▼
ZIP code 38057 has 32 business establishments employing approximately 800 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38057? ▼
The top industries by establishment count in ZIP 38057 are: Manufacturing (7), Construction (5), Retail trade (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 38057? ▼
According to the FHFA House Price Index, home values in ZIP 38057 increased by 26.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 94%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38057? ▼
In ZIP code 38057, 54.0% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38057? ▼
In ZIP code 38057, approximately 78.5% of occupied housing units are owner-occupied and 21.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38057? ▼
The poverty rate in ZIP code 38057 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.