Residential delivery area · Mississippi
ZIP Code 38635: Holly Springs, MS
ZIP code 38635 uses the postal name Holly Springs, Mississippi and lies mostly in Marshall County (91% of its land), reaching into Benton County and Tate County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $55,625 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Holly Springs (4%) and Red Banks (under 1%); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Holly Springs · its only residential ZIP
- County
- Marshall County (91%); Benton County (6%); Tate County (2%)
- Census places
- Holly Springs (4%); Red Banks (under 1%) census-designated place
- Metro area
- Memphis, TN-MS-AR
- House district
- MS-1 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 343.3 sq mi · 45 people per sq mi
- PO Box ZIPs
- 38634 also use the name Holly Springs
Where is ZIP code 38635?
38635 centers on 34.767°, -89.486° and covers 343.3 square miles of land plus 1.1 of water. It borders 11 ZIP codes: 38661, 38685, 38611, 38642, 38659, 38603, 38057, 38066, 38618, 38619 and more.
The map draws ZIP code areas only. For the streets inside 38635, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38635 compare with the rest of Marshall County?
| Measure | 38635 | In Marshall County | In MS |
|---|---|---|---|
| People (ACS 2020-2024) | 15,503 | 3rd of 7 | 63rd of 427 |
| Median household income | $56k | 5th of 5 | 101st of 205 |
| Median home value | $149k | 4th of 5 | 99th of 203 |
Its median household income is higher than in 22% of U.S. residential ZIP codes, and it is denser than 40% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38635?
The 2020 Census counted 14,037 people in 38635; the ACS, which samples households over 2020-2024, estimates 15,503. Between the 2010 and 2020 censuses its population fell 11.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,503
- 2020 Census count
- 14,037−11.9% since 2010 (15,941)
- Households
- 5,636
- Median age
- 41.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38635?
Of the 15,503 people the ACS estimates in 38635, 19.1% are under 18 and 15.6% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (62.3%), then White (not Hispanic) (30.5%).
- Under 1819.1%
- 18 to 6465.3%
- 65 and older15.6%
- Black, not Hispanic62.3%
- White, not Hispanic30.5%
- Other or two or more5.7%
- Hispanic or Latino1.4%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38635 earn?
Median household income is $55,625 (ACS 2020-2024), the 5th highest of the 5 ranked ZIP codes in Marshall County. It is not measurably different from 2015-2019 ($48,843 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $55,625±$9,064
- Income per person
- $28,631
- Below the poverty line
- 23.1%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 17.3%
- Adjusted gross income per tax return, 2022
- $46,2746,060 returns; wages 80% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38635?
FHFA's house price index for 38635, built from repeat sales and appraisals of the same homes, rose 88% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved −0.0% in 2025.
- Median home value (owners' estimate)
- $148,900
- Median gross rent
- $805
- Homes owned by their occupants
- 82.0%
- Housing units
- 6,446
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38635?
212 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade51
- Accommodation and food services22
- Finance and insurance20
- Health care and social assistance20
- Other services (except public administration)16
- Construction13
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38635?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38661 | Red Banks | 2,126 | $69k | 8.9 mi |
| 38685 | Waterford | 1,301 | $41k | 12.0 mi |
| 38611 | Byhalia | 16,537 | $59k | 12.4 mi |
| 38642 | Lamar | 2,126 | $59k | 12.9 mi |
| 38659 | Potts Camp | 1,999 | $40k | 13.4 mi |
| 38603 | Ashland | 2,530 | $44k | 20.3 mi |
| 38057 | Moscow, TN | 3,563 | $90k | 21.0 mi |
| 38066 | Rossville, TN | 3,446 | $108k | 21.6 mi |
| 38618 | Coldwater | 9,866 | $66k | 25.9 mi |
| 38619 | Como | 5,366 | $35k | 25.9 mi |
| 38668 | Senatobia | 14,791 | $72k | 27.4 mi |
| 38633 | Hickory Flat | 2,212 | $33k | 18.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Holly Springs?
1 more ZIP code carries the postal name Holly Springs, MS without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 38634 | Marshall County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.