PlainZIP

Michigan City, MS · standard

ZIP Code 38647

Benton County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,143
8/sq mi
$62,820
Median income
$94,300
Median home value
12.1%
Bachelor's or higher

The verdict

Michigan City pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
8th pct
home value, US ZIPs
8
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38647 against every reporting US ZIP.

ZIP code 38647 is a sparsely populated ZIP (a standard USPS delivery area) in Michigan City, Benton County, Mississippi, home to just 1,143 residents across 146.5 square miles, a density of 8 people per square mile, in the Chicago time zone.

ZIP 38647 reports a modest median household income of $62,820 (20% above the Mississippi average), while per-capita income is $26,709. 16.3% of residents live below the poverty line, and the unemployment rate reads 0.0%. Housing costs here run $94,300 for a typical home value (30% below the state average), with rent averaging - a month; 80.3% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.1% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is -. To put 38647 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Benton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38647, Michigan City, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,143

Population

146.5

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38647?

49.6

Median Age

48.0%

Male

52.0%

Female

5.0%

Foreign-Born

White 21.9%
African American 73.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,820

Median Household Income

+20% vs state

$26,709

Per Capita Income

16.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 38647 ranks nationally

Michigan City, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,820 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 12.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

439

Total Housing Units

421

Occupied Units

18

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$94,300

Median Home Value

-30% vs state

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 38647, employing approximately 22 people with a combined annual payroll of $560,000.

5

Businesses

22

Employees

$560K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38647 vs 38046 →

ZIP 38647 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38647 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38647 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38647 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38046 La Grange, TN 108 7.6 mi
38039 Grand Junction, TN 1,804 7.2 mi
38642 Lamar, MS 2,321 6.6 mi
38603 Ashland, MS 2,894 9.9 mi
38057 Moscow, TN 3,649 10.2 mi

More ZIP Codes in Benton County

38603 standard
Ashland, MS
Pop: 2,894
38633 standard
Hickory Flat, MS
Pop: 2,590
38642 standard
Lamar, MS
Pop: 2,321

Related Areas

Benton County Michigan City, MS Mississippi

Frequently Asked Questions

What county is ZIP code 38647 in? ▼
ZIP code 38647 (Michigan City) is located in Benton County, Mississippi. Benton County contains multiple ZIP codes, see the full list at /counties/benton-ms.
What is the population of ZIP code 38647? ▼
ZIP code 38647 in Michigan City, MS has a population of 1,143 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38647? ▼
The median household income in ZIP 38647 is $62,820, which is 18% below the national average of $76,288.
What is the average home value in ZIP 38647? ▼
The median home value in ZIP 38647 is $94,300, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 38647? ▼
The largest racial group in ZIP 38647 is African American at 73.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 38647? ▼
ZIP code 38647 has 5 business establishments employing approximately 22 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38647? ▼
In ZIP code 38647, 59.6% of residents aged 25+ have a high school diploma or higher, and 12.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38647? ▼
In ZIP code 38647, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38647? ▼
The poverty rate in ZIP code 38647 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.