PlainZIP

Somerville, TN · standard

ZIP Code 38068

Fayette County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,941
16/sq mi
$64,732
Median income
$286,800
Median home value
20.7%
Bachelor's or higher

The verdict

Somerville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
Top 36%
home value, US ZIPs
16
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38068 against every reporting US ZIP.

ZIP code 38068 is a mid-sized community (a standard USPS delivery area) in Somerville, Fayette County, Tennessee, home to 10,941 residents across 701.3 square miles, a density of 16 people per square mile, in the Chicago time zone.

ZIP 38068 reports a modest median household income of $64,732 (3% below the Tennessee average), while per-capita income is $32,394. 18.8% of residents live below the poverty line, and the unemployment rate reads 5.9%. Housing costs here run $286,800 for a typical home value (16% above the state average), with rent averaging $796 a month; 73.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 30 minutes. To put 38068 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Fayette County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38068

Top 5 sectors by establishment count in Somerville, TN

Which industries have the most business establishments in ZIP 38068.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38068, Somerville, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,941

Population

701.3

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38068?

44.0

Median Age

49.7%

Male

50.3%

Female

0.4%

Foreign-Born

White 63.5%
African American 26.6%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.1%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,732

Median Household Income

-3% vs state

$32,394

Per Capita Income

18.8%

Poverty Rate

5.9%

Unemployment Rate

30.4 min

Mean Commute Time

How ZIP 38068 ranks nationally

Somerville, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,732 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,389

Total Housing Units

3,948

Occupied Units

441

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 73.4%
Renter 26.6%

$286,800

Median Home Value

+16% vs state

$796

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.8%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 38068 have decreased 0.8% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 153
2021 +8.2% 165
2022 +19.7% 198
2023 +14.9% 227
2024 -0.8% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 215 business establishments in ZIP 38068, employing approximately 3,748 people with a combined annual payroll of $172,414,000.

215

Businesses

3,748

Employees

$172.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 37 17.2%
Health care and social assistance 30 13.9%
Other services (except public administration) 28 13.0%
Construction 26 12.1%
Manufacturing 14 6.5%
Transportation and warehousing 12 5.6%
Accommodation and food services 12 5.6%
Professional, scientific, and technical services 11 5.1%
Administrative and support and waste management and remediation services 11 5.1%
Finance and insurance 9 4.2%
Real estate and rental and leasing 8 3.7%
Wholesale trade 7 3.3%
Information 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38068 vs 38076 →

ZIP Code City Population Distance
38076 Williston, TN 847 10.8 mi

More ZIP Codes in Fayette County

38060 standard
Oakland, TN
Pop: 9,496
38028 standard
Eads, TN
Pop: 6,883
38057 standard
Moscow, TN
Pop: 3,649
38066 standard
Rossville, TN
Pop: 2,630
38076 standard
Williston, TN
Pop: 847
38036 standard
Gallaway, TN
Pop: 478

Related Areas

Fayette County Somerville, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38068 in? ▼
ZIP code 38068 (Somerville) is located in Fayette County, Tennessee. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-tn.
What is the population of ZIP code 38068? ▼
ZIP code 38068 in Somerville, TN has a population of 10,941 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38068? ▼
The median household income in ZIP 38068 is $64,732, which is 15% below the national average of $76,288.
What is the average home value in ZIP 38068? ▼
The median home value in ZIP 38068 is $286,800, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 38068? ▼
The largest racial group in ZIP 38068 is White at 63.5%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 38068? ▼
ZIP code 38068 has 215 business establishments employing approximately 3,748 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38068? ▼
The top industries by establishment count in ZIP 38068 are: Retail trade (37), Health care and social assistance (30), Other services (except public administration) (28). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 38068? ▼
According to the FHFA House Price Index, home values in ZIP 38068 decreased by 0.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38068? ▼
In ZIP code 38068, 60.6% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38068? ▼
The mean commute time for workers in ZIP code 38068 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38068? ▼
In ZIP code 38068, approximately 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38068? ▼
The poverty rate in ZIP code 38068 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.