ZIP Code 38060
standardSource:
Oakland · Fayette County · Tennessee
- Population
- 9,496
- Median income
- $92,338
- Median home value
- $319,900
- Bachelor's or higher
- 31.3%
- Land area
- 114.3 sq mi
83/sq mi
▲ 21% vs US
higher than 75% of US ZIPs
▲ 15% vs US
higher than 69% of US ZIPs
Median age 42.3
Chicago
ZIP code 38060 in Oakland, Tennessee has a population of 9,496. The median household income is $92,338, which is 21% above the national average. Median home value is $319,900, 15% above the US average. 31.3% of residents hold a bachelor's degree or higher.
ZIP code 38060 is classified by USPS as a standard delivery area and covers roughly 114.3 square miles in Oakland, Fayette County, Tennessee. The area is home to 9,496 residents, producing a population density of 83 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38060 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38060 sits at $92,338 (39% above the Tennessee average), while per-capita income is $41,185. The poverty rate stands at 5.6% and the unemployment rate at 3.6%. On housing, the median home value is $319,900 (29% above the state average) with median rent at $1,661 per month, and 86.2% of occupied units are owner-occupied, a direct signal of whether 38060 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.3% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 35 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fayette County, so you can benchmark 38060 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38060
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38060.
- Retail trade
Retail trade
30 establishments
- Construction
Construction
24 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Finance and insurance
Finance and insurance
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38060, Oakland, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,496
Population
114.3
Area (sq mi)
83
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38060?
42.3
Median Age
49.2%
Male
50.8%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,338
Median Household Income
+39% vs state
$41,185
Per Capita Income
5.6%
Poverty Rate
3.6%
Unemployment Rate
35.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,213
Total Housing Units
4,981
Occupied Units
232
Vacant Units
2.52
Avg Household Size
Occupancy Type
$319,900
Median Home Value
+29% vs state
$1,661
Median Rent
2005
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.6%
YoY Change (2024)
208
HPI Index (2000 = 100)
+108%
Total Change Since 2000
Home values in ZIP 38060 have decreased 2.6% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 147 |
| 2021 | +12.8% | 166 |
| 2022 | +20.6% | 200 |
| 2023 | +6.9% | 214 |
| 2024 | -2.6% | 208 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 170 business establishments in ZIP 38060, employing approximately 1,585 people with a combined annual payroll of $79,275,000.
170
Businesses
1,585
Employees
$79.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 30 | 17.6% |
| Construction | 24 | 14.1% |
| Other services (except public administration) | 21 | 12.3% |
| Accommodation and food services | 19 | 11.2% |
| Finance and insurance | 15 | 8.8% |
| Health care and social assistance | 11 | 6.5% |
| Professional, scientific, and technical services | 10 | 5.9% |
| Administrative and support and waste management and remediation services | 9 | 5.3% |
| Manufacturing | 7 | 4.1% |
| Wholesale trade | 6 | 3.5% |
| Transportation and warehousing | 6 | 3.5% |
| Real estate and rental and leasing | 4 | 2.4% |
| Information | 3 | 1.8% |
| Arts, entertainment, and recreation | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38060 vs 38076 →
More ZIP Codes in Fayette County
Related Areas
Frequently Asked Questions
What county is ZIP code 38060 in? ▼
What is the population of ZIP code 38060? ▼
What is the median household income in ZIP 38060? ▼
What is the average home value in ZIP 38060? ▼
What is the demographic makeup of ZIP 38060? ▼
How many businesses are in ZIP code 38060? ▼
What are the main industries in ZIP code 38060? ▼
How have home values changed in ZIP code 38060? ▼
What is the education level in ZIP code 38060? ▼
What is the average commute time in ZIP 38060? ▼
What percentage of residents own vs. rent in ZIP 38060? ▼
What is the poverty rate in ZIP code 38060? ▼
ZIP Code Research Guides
Official Data Resources for Oakland, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.