PlainZIP

Oakland, TN · standard

ZIP Code 38060

Fayette County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,496
83/sq mi
$92,338
Median income
$319,900
Median home value
31.3%
Bachelor's or higher

The verdict

Oakland pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 31%
home value, US ZIPs
83
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38060 against every reporting US ZIP.

ZIP code 38060 is a mid-sized community (a standard USPS delivery area) in Oakland, Fayette County, Tennessee, home to 9,496 residents across 114.3 square miles, a density of 83 people per square mile, in the Chicago time zone.

ZIP 38060 lands in the middle-income range, with a median household income of $92,338 (39% above the Tennessee average), while per-capita income is $41,185. The poverty rate stands at 5.6% and the unemployment rate at 3.6%. The typical home here is valued at $319,900 (29% above the state average); renters pay a median of $1,661 monthly, and 86.2% of units are owner-occupied.

A solid share of residents have a four-year degree: 31.3% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 35 minutes. To put 38060 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Fayette County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38060

Top 5 sectors by establishment count in Oakland, TN

Which industries have the most business establishments in ZIP 38060.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38060, Oakland, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,496

Population

114.3

Area (sq mi)

83

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38060?

42.3

Median Age

49.2%

Male

50.8%

Female

2.7%

Foreign-Born

White 65.1%
African American 28.9%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,338

Median Household Income

+39% vs state

$41,185

Per Capita Income

5.6%

Poverty Rate

3.6%

Unemployment Rate

35.4 min

Mean Commute Time

How ZIP 38060 ranks nationally

Oakland, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,338 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.6%
Bachelor's Degree or Higher 31.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,213

Total Housing Units

4,981

Occupied Units

232

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$319,900

Median Home Value

+29% vs state

$1,661

Median Rent

2005

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.6%

YoY Change (2024)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 38060 have decreased 2.6% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 147
2021 +12.8% 166
2022 +20.6% 200
2023 +6.9% 214
2024 -2.6% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 170 business establishments in ZIP 38060, employing approximately 1,585 people with a combined annual payroll of $79,275,000.

170

Businesses

1,585

Employees

$79.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 30 17.6%
Construction 24 14.1%
Other services (except public administration) 21 12.3%
Accommodation and food services 19 11.2%
Finance and insurance 15 8.8%
Health care and social assistance 11 6.5%
Professional, scientific, and technical services 10 5.9%
Administrative and support and waste management and remediation services 9 5.3%
Manufacturing 7 4.1%
Wholesale trade 6 3.5%
Transportation and warehousing 6 3.5%
Real estate and rental and leasing 4 2.4%
Information 3 1.8%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38060 vs 38076 →

ZIP 38060 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38060 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38060 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38060 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38076 Williston, TN 847 6.3 mi
38028 Eads, TN 6,883 7.6 mi
38066 Rossville, TN 2,630 9.4 mi
38036 Gallaway, TN 478 10.3 mi
38017 Collierville, TN 48,642 12.8 mi

More ZIP Codes in Fayette County

38068 standard
Somerville, TN
Pop: 10,941
38028 standard
Eads, TN
Pop: 6,883
38057 standard
Moscow, TN
Pop: 3,649
38066 standard
Rossville, TN
Pop: 2,630
38076 standard
Williston, TN
Pop: 847
38036 standard
Gallaway, TN
Pop: 478

Related Areas

Fayette County Oakland, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38060 in? ▼
ZIP code 38060 (Oakland) is located in Fayette County, Tennessee. Fayette County contains multiple ZIP codes, see the full list at /counties/fayette-tn.
What is the population of ZIP code 38060? ▼
ZIP code 38060 in Oakland, TN has a population of 9,496 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38060? ▼
The median household income in ZIP 38060 is $92,338, which is 21% above the national average of $76,288.
What is the average home value in ZIP 38060? ▼
The median home value in ZIP 38060 is $319,900, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 38060? ▼
The largest racial group in ZIP 38060 is White at 65.1%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 38060? ▼
ZIP code 38060 has 170 business establishments employing approximately 1,585 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38060? ▼
The top industries by establishment count in ZIP 38060 are: Retail trade (30), Construction (24), Other services (except public administration) (21). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 38060? ▼
According to the FHFA House Price Index, home values in ZIP 38060 decreased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38060? ▼
In ZIP code 38060, 63.6% of residents aged 25+ have a high school diploma or higher, and 31.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38060? ▼
The mean commute time for workers in ZIP code 38060 is 35.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38060? ▼
In ZIP code 38060, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38060? ▼
The poverty rate in ZIP code 38060 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.