Residential delivery area · Tennessee
ZIP Code 38028: Eads, TN
ZIP code 38028 uses the postal name Eads, Tennessee and lies mostly in Fayette County (53% of its land) with the rest in Shelby County (Census 2020 ZIP-county file). About 8,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $151,389 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Arlington (6%) and Oakland (5%); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Eads · its only residential ZIP
- County
- Fayette County (53%); Shelby County (47%)
- Census places
- Arlington (6%); Oakland (5%)
- Metro area
- Memphis, TN-MS-AR
- House districts
- TN-8 (83%), TN-9 (17%) 119th Congress, by share of land
- State
- Tennessee
- Time zone
- Central
- Land area
- 59.1 sq mi · 135 people per sq mi
Where is ZIP code 38028?
38028 centers on 35.183°, -89.632° and covers 59.1 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 38016, 38060, 38017, 38018, 38002, 38066.
The map draws ZIP code areas only. For the streets inside 38028, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38028 compare with the rest of Fayette County?
| Measure | 38028 | In Fayette County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 7,992 | 5th of 15 | 238th of 636 |
| Median household income | $151k | 1st of 11 | 7th of 425 |
| Median home value | $464k | 2nd of 9 | 33rd of 436 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38028?
The 2020 Census counted 7,211 people in 38028; the ACS, which samples households over 2020-2024, estimates 7,992. Between the 2010 and 2020 censuses its population grew 4.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,992±1,960 (90% margin)
- 2020 Census count
- 7,211+4.8% since 2010 (6,883)
- Households
- 2,822
- Median age
- 47.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38028?
Of the 7,992 people the ACS estimates in 38028, 20.2% are under 18 and 20.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.7%), then Black (not Hispanic) (25.5%).
- Under 1820.2%
- 18 to 6459.3%
- 65 and older20.6%
- White, not Hispanic67.7%
- Black, not Hispanic25.5%
- Hispanic or Latino4.3%
- Other or two or more2.4%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38028 earn?
Median household income is $151,389 (ACS 2020-2024), the highest of the 11 ranked ZIP codes in Fayette County. It is not measurably different from 2015-2019 ($126,332 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $151,389±$30,105
- Income per person
- $68,545
- Below the poverty line
- 5.5%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 39.8%
- Adjusted gross income per tax return, 2022
- $216,8383,700 returns; wages 50% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38028?
FHFA's house price index for 38028, built from repeat sales and appraisals of the same homes, rose 69% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved +1.2% in 2025.
- Median home value (owners' estimate)
- $463,600
- Median gross rent
- $1,253
- Homes owned by their occupants
- 94.7%
- Housing units
- 2,893
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38028?
140 business establishments had a location in this ZIP code in 2023, 23 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction25
- Administrative and support and waste management and remediation services18
- Retail trade17
- Professional, scientific, and technical services16
- Other services (except public administration)14
- Wholesale trade11
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38028?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38016 | Cordova | 44,136 | $77k | 7.2 mi |
| 38060 | Oakland | 12,552 | $92k | 7.4 mi |
| 38017 | Collierville | 56,826 | $139k | 8.1 mi |
| 38018 | Cordova | 38,527 | $90k | 8.2 mi |
| 38002 | Arlington | 43,882 | $117k | 8.5 mi |
| 38066 | Rossville | 3,446 | $108k | 9.2 mi |
| 38133 | Memphis | 21,278 | $82k | 9.4 mi (near) |
| 38139 | Germantown | 16,466 | $179k | 9.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.