Neighborhood Scorecard

Source:

46118 — Clayton, IN

The neighborhood scorecard for ZIP 46118 in Clayton, IN blends seven federal datasets into a single letter grade of C- (53/100). The underlying inputs pulled for this ZIP include a median household income of $78,298, a median home value of $276,900, 19.9% of adults with a bachelor's degree or higher, and an average commute of 32 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 46118, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. If any of these feeds is missing for 46118, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall C- score for 46118 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include rent. Areas pulling the overall grade down are education, housing, commute. The 6 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

C-
Overall Score
53/100
46118 — Clayton, IN
Income B-
$78,298
Median household income
Education F
19.9%
Bachelor's degree or higher
Housing D
3.5x
Home value $276,900 vs income
Commute F
32 min
Average commute time
Rent B
$1,473/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Score Breakdown

Income

B-
$78,298

Median household income

Score: 66/100

Education

F
19.9%

Bachelor's degree or higher

Score: 29/100

Housing

D
3.5x

Home value $276,900 vs income

Score: 49/100

Commute

F
32 min

Average commute time

Score: 25/100

Rent

B
$1,473/mo

2BR fair market rent (23% of income)

Score: 73/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

N/A
N/A

Center-based infant care cost

Share Your Neighborhood Score

Download or share this scorecard with friends, family, or on social media.

What This Means

Clayton, IN (46118) receives an overall grade of C- based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include education and commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby ZIP Scorecards

Side-by-side: Compare 46118 vs 46157 →

Full ZIP Code Data
Demographics, housing, income, and more for 46118
View Details →

Frequently Asked Questions

What is the overall score for ZIP 46118?
ZIP 46118 (Clayton, IN) has an overall neighborhood score of 53/100, earning a grade of C-. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 46118 a good place to live?
Based on Census, HUD, FBI, and DOL data, 46118 scores C- overall. Strengths include rent. Areas that score lower: education, housing, commute.
How is the neighborhood scorecard calculated?
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →