Clayton, IN · standard
ZIP Code 46118
Hendricks County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,015
- 36/sq mi Moderate-density area
- $78,298
- Median income Near-median income area
- $276,900
- Median home value Near-median home value
- 19.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Clayton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 36
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46118 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46118 (Clayton, IN) rose +4.1% from 2023 to 2024. The all-transactions index moved from 236.8 in 2023 to 246.4 in 2024 (2000 = 100).
ZIP code 46118 is a mid-sized community (a standard USPS delivery area) in Clayton, Hendricks County, Indiana, home to 5,015 residents across 141.3 square miles, a density of 36 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46118 lands in the middle-income range, with a median household income of $78,298 (6% above the average Indiana ZIP), while per-capita income is $36,101. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.9% and unemployment is 0.6%. Housing is both higher-cost and owner-heavy: median home value is $276,900 (43% above the average Indiana ZIP), while 83.8% of occupied homes are owner-occupied and median rent is $982.
Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 32 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Hendricks County, so 46118 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46118
Top 5 sectors by establishment count in Clayton, IN
Which industries have the most business establishments in ZIP 46118.
- Construction
Construction
35 establishments
- Transportation and warehousing
Transportation and warehousing
16 establishments
- Administrative and support and waste management and remediation services 12
Administrative and support and waste management and remediation services
12 establishments
- Retail trade 9
Retail trade
9 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46118, Clayton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,015
Population
141.3
Area (sq mi)
36
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46118?
39.9
Median Age
49.2%
Male
50.8%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,298
Median Household Income
+6% vs state ZIP avg
$36,101
Per Capita Income
7.9%
Poverty Rate
0.6%
Unemployment Rate
32.3 min
Mean Commute Time
How ZIP 46118 ranks among Indiana ZIPs
Clayton, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,298 Top 35% higher than 65% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,955housing units
1,955
Total Housing Units
1,742
Occupied Units
213
Vacant Units
2.70
Avg Household Size
Occupancy Type
$276,900
Median Home Value
+43% vs state ZIP avg
$982
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 46118 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 159 |
| 2021 | +13.7% | 180 |
| 2022 | +21.2% | 219 |
| 2023 | +8.3% | 237 |
| 2024 | +4.1% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 103 business establishments in ZIP 46118, employing approximately 2,657 people with a combined annual payroll of $151,836,000.
103
Businesses
2,657
Employees
$151.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 35 | 34.0% |
| Transportation and warehousing | 16 | 15.5% |
| Administrative and support and waste management and remediation services | 12 | 11.7% |
| Retail trade | 9 | 8.7% |
| Professional, scientific, and technical services | 7 | 6.8% |
| Accommodation and food services | 6 | 5.8% |
| Real estate and rental and leasing | 4 | 3.9% |
| Wholesale trade | 3 | 2.9% |
| Finance and insurance | 3 | 2.9% |
| Other services (except public administration) | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46118 vs 46157 →
ZIP 46118 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46123
Avon (46123)
31,754 residents
- 46168
Plainfield (46168)
30,309 residents
- 46158
Mooresville (46158)
23,053 residents
- 46122
Danville (46122)
14,671 residents
- 46121 5,276
Coatesville (46121)
5,276 residents
- 46118 5,015
Clayton (46118)
5,015 residents
- 46157 3,639
Monrovia (46157)
3,639 residents
- 46180 1,028
Stilesville (46180)
1,028 residents
- 46103 159
Amo (46103)
159 residents
What this shows Among its immediate neighbors, ZIP 46118 ranks #6 by population - useful context the national average alone can't give.
ZIP 46118 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46123
Avon (46123)
$103,485 median income
- 46122
Danville (46122)
$99,531 median income
- 46103
Amo (46103)
$93,750 median income
- 46180
Stilesville (46180)
$90,208 median income
- 46168
Plainfield (46168)
$90,000 median income
- 46121
Coatesville (46121)
$89,409 median income
- 46157
Monrovia (46157)
$86,250 median income
- 46158
Mooresville (46158)
$81,096 median income
- 46118
Clayton (46118)
$78,298 median income
What this shows By household income, ZIP 46118 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46157 | Monrovia, IN | 3,639 | 6.9 mi |
| 46103 | Amo, IN | 159 | 5.4 mi |
| 46122 | Danville, IN | 14,671 | 8.1 mi |
| 46180 | Stilesville, IN | 1,028 | 6.4 mi |
| 46168 | Plainfield, IN | 30,309 | 7.3 mi |
| 46121 | Coatesville, IN | 5,276 | 8.1 mi |
| 46158 | Mooresville, IN | 23,053 | 9.3 mi |
| 46123 | Avon, IN | 31,754 | 10.0 mi |
| 46125 | Eminence, IN | 51 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46118, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,015 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hendricks County
Related Areas
Frequently Asked Questions
What county is ZIP code 46118 in?
ZIP code 46118 (Clayton) is located in Hendricks County, Indiana. Hendricks County contains multiple ZIP codes, see the full list at /counties/hendricks-in.
What is the population of ZIP code 46118?
ZIP code 46118 in Clayton, IN has a population of 5,015 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46118?
The median household income in ZIP 46118 is $78,298, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46118?
The median home value in ZIP 46118 is $276,900, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 46118?
The largest racial group in ZIP 46118 is White at 95.6%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 46118?
ZIP code 46118 has 103 business establishments employing approximately 2,657 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46118?
The top industries by establishment count in ZIP 46118 are: Construction (35), Transportation and warehousing (16), Administrative and support and waste management and remediation services (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46118?
According to the FHFA House Price Index, home values in ZIP 46118 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46118?
In ZIP code 46118, 59.4% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46118?
The mean commute time for workers in ZIP code 46118 is 32.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46118?
In ZIP code 46118, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46118?
The poverty rate in ZIP code 46118 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46118's numbers, next.
- See how ZIP 46118 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Clayton, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.