PlainZIP

Clayton, IN · standard

ZIP Code 46118

Hendricks County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,015
36/sq mi
$78,298
Median income
$276,900
Median home value
19.9%
Bachelor's or higher

The verdict

Clayton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 37%
home value, US ZIPs
36
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46118 against every reporting US ZIP.

ZIP code 46118 is a mid-sized community (a standard USPS delivery area) in Clayton, Hendricks County, Indiana, home to 5,015 residents across 141.3 square miles, a density of 36 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46118 lands in the middle-income range, with a median household income of $78,298 (6% above the Indiana average), while per-capita income is $36,101. Local economic indicators show a 7.9% poverty rate alongside 0.6% unemployment. On housing, the median home value is $276,900 (43% above the state average) with median rent at $982 per month, and 83.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 32 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 46118, plus 6 more within Hendricks County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46118

Top 5 sectors by establishment count in Clayton, IN

Which industries have the most business establishments in ZIP 46118.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46118, Clayton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,015

Population

141.3

Area (sq mi)

36

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46118?

39.9

Median Age

49.2%

Male

50.8%

Female

0.7%

Foreign-Born

White 95.6%
African American 3.1%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.8%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,298

Median Household Income

+6% vs state

$36,101

Per Capita Income

7.9%

Poverty Rate

0.6%

Unemployment Rate

32.3 min

Mean Commute Time

How ZIP 46118 ranks nationally

Clayton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,298 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,955

Total Housing Units

1,742

Occupied Units

213

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 83.8%
Renter 16.2%

$276,900

Median Home Value

+43% vs state

$982

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 46118 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 159
2021 +13.7% 180
2022 +21.2% 219
2023 +8.3% 237
2024 +4.1% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 103 business establishments in ZIP 46118, employing approximately 2,657 people with a combined annual payroll of $151,836,000.

103

Businesses

2,657

Employees

$151.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 35 34.0%
Transportation and warehousing 16 15.5%
Administrative and support and waste management and remediation services 12 11.7%
Retail trade 9 8.7%
Professional, scientific, and technical services 7 6.8%
Accommodation and food services 6 5.8%
Real estate and rental and leasing 4 3.9%
Wholesale trade 3 2.9%
Finance and insurance 3 2.9%
Other services (except public administration) 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46118 vs 46157 →

ZIP 46118 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46118 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46118 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46118 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46157 Monrovia, IN 3,639 6.9 mi
46103 Amo, IN 159 5.4 mi
46122 Danville, IN 14,671 8.1 mi
46180 Stilesville, IN 1,028 6.4 mi
46168 Plainfield, IN 30,309 7.3 mi
46121 Coatesville, IN 5,276 8.1 mi
46158 Mooresville, IN 23,053 9.3 mi
46123 Avon, IN 31,754 10.0 mi
46125 Eminence, IN 51 11.1 mi

More ZIP Codes in Hendricks County

46112 standard
Brownsburg, IN
Pop: 33,662
46123 standard
Avon, IN
Pop: 31,754
46168 standard
Plainfield, IN
Pop: 30,309
46122 standard
Danville, IN
Pop: 14,671
46167 standard
Pittsboro, IN
Pop: 6,336
46149 standard
Lizton, IN
Pop: 1,890

Related Areas

Hendricks County Clayton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46118 in? ▼
ZIP code 46118 (Clayton) is located in Hendricks County, Indiana. Hendricks County contains multiple ZIP codes, see the full list at /counties/hendricks-in.
What is the population of ZIP code 46118? ▼
ZIP code 46118 in Clayton, IN has a population of 5,015 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46118? ▼
The median household income in ZIP 46118 is $78,298, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46118? ▼
The median home value in ZIP 46118 is $276,900, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 46118? ▼
The largest racial group in ZIP 46118 is White at 95.6%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 46118? ▼
ZIP code 46118 has 103 business establishments employing approximately 2,657 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46118? ▼
The top industries by establishment count in ZIP 46118 are: Construction (35), Transportation and warehousing (16), Administrative and support and waste management and remediation services (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46118? ▼
According to the FHFA House Price Index, home values in ZIP 46118 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46118? ▼
In ZIP code 46118, 59.4% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46118? ▼
The mean commute time for workers in ZIP code 46118 is 32.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46118? ▼
In ZIP code 46118, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46118? ▼
The poverty rate in ZIP code 46118 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.