Monrovia, IN · standard
ZIP Code 46157
Morgan County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,639
- 44/sq mi Moderate-density area
- $86,250
- Median income Above-median income area
- $234,100
- Median home value Near-median home value
- 21.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monrovia pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 44
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46157 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46157 (Monrovia, IN) fell -3.9% from 2023 to 2024.
ZIP code 46157 covers 82.5 square miles in Monrovia, Morgan County, Indiana (a standard USPS delivery area), with a modest 3,639 residents on file, a density of 44 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46157 lands in the middle-income range, with a median household income of $86,250 (17% above the average Indiana ZIP), while per-capita income is $35,815. The poverty rate is 13.4%, with unemployment at 6.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $234,100 (21% above the average Indiana ZIP), while 89.9% of occupied homes are owner-occupied and median rent is $821.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 34.4, and the average commute is 34 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Morgan County, so 46157 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46157
Top 5 sectors by establishment count in Monrovia, IN
Which industries have the most business establishments in ZIP 46157.
- Construction
Construction
8 establishments
- Retail trade
Retail trade
7 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Wholesale trade
Wholesale trade
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46157, Monrovia, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,639
Population
82.5
Area (sq mi)
44
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46157?
34.4
Median Age
48.9%
Male
51.1%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,250
Median Household Income
+17% vs state ZIP avg
$35,815
Per Capita Income
13.4%
Poverty Rate
6.2%
Unemployment Rate
34.1 min
Mean Commute Time
How ZIP 46157 ranks among Indiana ZIPs
Monrovia, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,250 Top 21% higher than 79% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,712housing units
1,712
Total Housing Units
1,671
Occupied Units
41
Vacant Units
2.73
Avg Household Size
Occupancy Type
$234,100
Median Home Value
+21% vs state ZIP avg
$821
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 46157, employing approximately 454 people with a combined annual payroll of $21,067,000.
58
Businesses
454
Employees
$21.1M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 13.8% |
| Retail trade | 7 | 12.1% |
| Health care and social assistance | 7 | 12.1% |
| Accommodation and food services | 7 | 12.1% |
| Wholesale trade | 6 | 10.3% |
| Other services (except public administration) | 5 | 8.6% |
| Transportation and warehousing | 4 | 6.9% |
| Professional, scientific, and technical services | 4 | 6.9% |
| Real estate and rental and leasing | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46157 vs 46118 →
ZIP 46157 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46151
Martinsville (46151)
30,921 residents
- 46168
Plainfield (46168)
30,309 residents
- 46121 5,276
Coatesville (46121)
5,276 residents
- 46118 5,015
Clayton (46118)
5,015 residents
- 46157 3,639
Monrovia (46157)
3,639 residents
- 46166 2,306
Paragon (46166)
2,306 residents
- 46180 1,028
Stilesville (46180)
1,028 residents
- 46103 159
Amo (46103)
159 residents
- 46125 51
Eminence (46125)
51 residents
What this shows Among its immediate neighbors, ZIP 46157 ranks #5 by population - useful context the national average alone can't give.
ZIP 46157 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46103
Amo (46103)
$93,750 median income
- 46180
Stilesville (46180)
$90,208 median income
- 46168
Plainfield (46168)
$90,000 median income
- 46121
Coatesville (46121)
$89,409 median income
- 46157
Monrovia (46157)
$86,250 median income
- 46166
Paragon (46166)
$86,042 median income
- 46151
Martinsville (46151)
$78,812 median income
- 46118
Clayton (46118)
$78,298 median income
What this shows By household income, ZIP 46157 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46157, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,639 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Morgan County
Related Areas
Frequently Asked Questions
What county is ZIP code 46157 in?
ZIP code 46157 (Monrovia) is located in Morgan County, Indiana. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-in.
What is the population of ZIP code 46157?
ZIP code 46157 in Monrovia, IN has a population of 3,639 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46157?
The median household income in ZIP 46157 is $86,250, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46157?
The median home value in ZIP 46157 is $234,100, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 46157?
The largest racial group in ZIP 46157 is White at 91.6%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 46157?
ZIP code 46157 has 58 business establishments employing approximately 454 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46157?
The top industries by establishment count in ZIP 46157 are: Construction (8), Retail trade (7), Health care and social assistance (7). There are 9 industry sectors represented in total.
What is the education level in ZIP code 46157?
In ZIP code 46157, 58.4% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46157?
The mean commute time for workers in ZIP code 46157 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46157?
In ZIP code 46157, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46157?
The poverty rate in ZIP code 46157 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46157's numbers, next.
- See how ZIP 46157 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monrovia, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.