Neighborhood Scorecard

Source:

46360 — Michigan City, IN

The neighborhood scorecard for ZIP 46360 in Michigan City, IN blends seven federal datasets into a single letter grade of C (59/100). The underlying inputs pulled for this ZIP include a median household income of $59,266, a median home value of $167,300, 23.8% of adults with a bachelor's degree or higher, and an average commute of 23 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 46360, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. If any of these feeds is missing for 46360, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall C score for 46360 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include housing, rent. Areas pulling the overall grade down are income, education. The 4 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

C
Overall Score
59/100
46360 — Michigan City, IN
Income D
$59,266
Median household income
Education F
23.8%
Bachelor's degree or higher
Housing B
2.8x
Home value $167,300 vs income
Commute C+
23 min
Average commute time
Rent B
$1,152/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Score Breakdown

Income

D
$59,266

Median household income

Score: 47/100

Education

F
23.8%

Bachelor's degree or higher

Score: 37/100

Housing

B
2.8x

Home value $167,300 vs income

Score: 74/100

Commute

C+
23 min

Average commute time

Score: 65/100

Rent

B
$1,152/mo

2BR fair market rent (23% of income)

Score: 71/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

N/A
N/A

Center-based infant care cost

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What This Means

Michigan City, IN (46360) receives an overall grade of C based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby ZIP Scorecards

Side-by-side: Compare 46360 vs 46301 →

Full ZIP Code Data
Demographics, housing, income, and more for 46360
View Details →

Frequently Asked Questions

What is the overall score for ZIP 46360?
ZIP 46360 (Michigan City, IN) has an overall neighborhood score of 59/100, earning a grade of C. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 46360 a good place to live?
Based on Census, HUD, FBI, and DOL data, 46360 scores C overall. Strengths include housing, rent. Areas that score lower: income, education.
How is the neighborhood scorecard calculated?
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →