Neighborhood Scorecard
Source:
74760 — Spencerville, OK
The neighborhood scorecard for ZIP 74760 in Spencerville, OK blends seven federal datasets into a single letter grade of F (37/100). The underlying inputs pulled for this ZIP include a median household income of $50,250, a median home value of $245,800, 10.4% of adults with a bachelor's degree or higher, and an average commute of —. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 74760, not a national average mapped onto the ZIP.
Cross-agency inputs extend the score beyond Census demographics. Department of Labor county childcare data lists infant center-based care at $10,083 per year, which the scorecard weighs against local median income to form the childcare grade. If any of these feeds is missing for 74760, the scorecard transparently drops that dimension rather than inventing a score.
Reading the grade means reading the dimensions together. The overall F score for 74760 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include rent. Areas pulling the overall grade down are income, education, housing, childcare. The 4 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.
Score Breakdown
Income
FMedian household income
Education
FBachelor's degree or higher
Housing
FHome value $245,800 vs income
Commute
N/AAverage commute time
Rent
B2BR fair market rent (22% of income)
Safety
N/AViolent crime rate (county)
Childcare
FCenter-based infant care (20% of income)
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What This Means
Spencerville, OK (74760) receives an overall grade of F based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.
Nearby ZIP Scorecards
Side-by-side: Compare 74760 vs 74756 →
Frequently Asked Questions
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Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.