PlainZIP

Spencerville, OK · standard

ZIP Code 74760

Choctaw County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

295
6/sq mi
$50,250
Median income
$245,800
Median home value
10.4%
Bachelor's or higher

The verdict

Spencerville pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
6
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74760 against every reporting US ZIP.

ZIP code 74760 is a sparsely populated ZIP (a standard USPS delivery area) in Spencerville, Choctaw County, Oklahoma, home to just 295 residents across 50.9 square miles, a density of 6 people per square mile, in the Chicago time zone.

ZIP 74760 reports a modest median household income of $50,250 (20% below the Oklahoma average), while per-capita income is $27,864. Local economic indicators show a 12.0% poverty rate alongside 0.0% unemployment. Median home value sits at $245,800 (58% above the state average), median rent at $575 a month, and owner-occupancy at 62.3%.

Formal educational attainment runs low here: just 10.4% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is -. To put 74760 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Choctaw County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74760, Spencerville, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

295

Population

50.9

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74760?

40.2

Median Age

50.9%

Male

49.1%

Female

0.0%

Foreign-Born

White 76.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 16.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,250

Median Household Income

-20% vs state

$27,864

Per Capita Income

12.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 74760 ranks nationally

Spencerville, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,250 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.8%
Bachelor's Degree or Higher 10.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

88

Total Housing Units

53

Occupied Units

35

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 62.3%
Renter 37.7%

$245,800

Median Home Value

+58% vs state

$575

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 74760 vs 74756 →

ZIP 74760 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74760 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74760 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74760 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74756 Sawyer, OK 870 6.0 mi
74735 Fort Towson, OK 1,549 8.2 mi
74562 Rattan, OK 937 10.5 mi
74743 Hugo, OK 8,537 12.8 mi

More ZIP Codes in Choctaw County

74743 standard
Hugo, OK
Pop: 8,537
74727 standard
Boswell, OK
Pop: 2,038
74735 standard
Fort Towson, OK
Pop: 1,549
74759 standard
Soper, OK
Pop: 1,358
74756 standard
Sawyer, OK
Pop: 870
74738 standard
Grant, OK
Pop: 560

Related Areas

Choctaw County Spencerville, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74760 in? ▼
ZIP code 74760 (Spencerville) is located in Choctaw County, Oklahoma. Choctaw County contains multiple ZIP codes, see the full list at /counties/choctaw-ok.
What is the population of ZIP code 74760? ▼
ZIP code 74760 in Spencerville, OK has a population of 295 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74760? ▼
The median household income in ZIP 74760 is $50,250, which is 34% below the national average of $76,288.
What is the average home value in ZIP 74760? ▼
The median home value in ZIP 74760 is $245,800, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 74760? ▼
The largest racial group in ZIP 74760 is White at 76.9%.
What is the education level in ZIP code 74760? ▼
In ZIP code 74760, 46.8% of residents aged 25+ have a high school diploma or higher, and 10.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 74760? ▼
In ZIP code 74760, approximately 62.3% of occupied housing units are owner-occupied and 37.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74760? ▼
The poverty rate in ZIP code 74760 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.