Neighborhood Scorecard
Source:
97107 — Bay City, OR
The neighborhood scorecard for ZIP 97107 in Bay City, OR blends seven federal datasets into a single letter grade of D (48/100). The underlying inputs pulled for this ZIP include a median household income of $70,417, a median home value of $407,400, 27.4% of adults with a bachelor's degree or higher, and an average commute of —. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 97107, not a national average mapped onto the ZIP.
Cross-agency inputs extend the score beyond Census demographics. Department of Labor county childcare data lists infant center-based care at $10,260 per year, which the scorecard weighs against local median income to form the childcare grade. If any of these feeds is missing for 97107, the scorecard transparently drops that dimension rather than inventing a score.
Reading the grade means reading the dimensions together. The overall D score for 97107 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Areas pulling the overall grade down are education, housing. The 6 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.
Score Breakdown
Income
CMedian household income
Education
DBachelor's degree or higher
Housing
FHome value $407,400 vs income
Commute
N/AAverage commute time
Rent
B-2BR fair market rent (24% of income)
Safety
N/AViolent crime rate (county)
Childcare
C-Center-based infant care (15% of income)
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What This Means
Bay City, OR (97107) receives an overall grade of D based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.
Nearby ZIP Scorecards
Side-by-side: Compare 97107 vs 97118 →
Frequently Asked Questions
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Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →
Read our methodology to see how this data is sourced, computed, and verified.