Residential delivery area · Oregon

ZIP Code 97107: Bay City, OR

ZIP code 97107 uses the postal name Bay City, Oregon and lies entirely in Tillamook County (Census 2020 ZIP-county file). About 2,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $70,417 (Census Bureau, ACS 2020-2024). By Census place, 7% of its land lies in Bay City; 93% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: Oregon, Alaska, California, Hawaii, Washington and 7 more
971sectional center: Portland, OR (SCF 970)
07delivery area within it
Town
Bay City · its only residential ZIP
Census places
Bay City
House district
OR-1 119th Congress
State
Oregon
Time zone
Pacific
Land area
17.7 sq mi · 122 people per sq mi

Where is ZIP code 97107?

97107 centers on 45.560°, -123.887° and covers 17.7 square miles of land plus 2.9 of water. It borders 4 ZIP codes: 97118, 97136, 97141, 97131.

97118 · Garibaldi97131 · Nehalem97136 · Rockaway Beach97141 · Tillamook97107 · Bay City (this ZIP)9710797141971369711897118 · Garibaldi97131 · Nehalem97136 · Rockaway Beach97141 · Tillamook97107 · Bay City (this ZIP)9710797141971369711897118 · Garibaldi97131 · Nehalem97136 · Rockaway Beach97141 · Tillamook97107 · Bay City (this ZIP)971079714197136
Shaded by median household income, in national fifths (ACS 2020-2024); 97107 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 97107, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 97107 compare with the rest of Tillamook County?

Rank of 97107 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure97107In Tillamook CountyIn OR
People (ACS 2020-2024)2,1666th of 16227th of 428
Median household income$70k2nd of 6145th of 226
Median home value$407k3rd of 5158th of 257

Its median household income is higher than in 47% of U.S. residential ZIP codes, and it is denser than 57% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 97107?

The 2020 Census counted 1,670 people in 97107; the ACS, which samples households over 2020-2024, estimates 2,166. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,166±326 (90% margin)
2020 Census count
1,670
Households
911
Median age
44.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 97107?

Of the 2,166 people the ACS estimates in 97107, 21.7% are under 18 and 22.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.6%).

  • Under 1821.7%
  • 18 to 6455.7%
  • 65 and older22.6%
Age of the people of 97107 (ACS 2020-2024, B01001)
  • White, not Hispanic86.6%
  • Hispanic or Latino8.3%
  • Other or two or more4.4%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 97107 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 97107 earn?

Median household income is $70,417 (ACS 2020-2024), the 2nd highest of the 6 ranked ZIP codes in Tillamook County.

Median household income
$70,417±$14,838
Income per person
$33,966
Below the poverty line
10.5%
Unemployed (of the labor force)
5.0%
Adults 25+ with a bachelor's degree
27.4%
Adjusted gross income per tax return, 2022
$63,020740 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 97107?

FHFA's house price index for 97107, built from repeat sales and appraisals of the same homes, rose 110% from 2015 to 2025 and rose 46% from 2020 to 2025, and moved −5.4% in 2025.

Median home value (owners' estimate)
$407,400
Median gross rent
$1,120
Homes owned by their occupants
80.9%
Housing units
1,010
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 97107; 2025: 295.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 97107?

26 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction8
  • Manufacturing5
  • Professional, scientific, and technical services4
  • Agriculture, forestry, fishing and hunting3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 97107?

ZIP codes that share a boundary with 97107, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
97118Garibaldi796$54k1.4 mi
97136Rockaway Beach2,302$66k5.1 mi
97141Tillamook13,086$70k8.1 mi
97131Nehalem2,359$71k10.9 mi
97134Oceanside169–7.9 mi (near)
97147Wheeler448$65k8.7 mi (near)
97130Manzanita845$105k10.6 mi (near)
97102Arch Cape324–16.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.