PlainZIP

Bay City, OR · standard

ZIP Code 97107

Tillamook County, Oregon — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,530
42/sq mi
$70,417
Median income
$407,400
Median home value
27.4%
Bachelor's or higher

The verdict

Bay City pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 20%
home value, US ZIPs
42
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 97107 against every reporting US ZIP.

ZIP code 97107 is classified by USPS as a standard delivery area and covers roughly 36.3 square miles in Bay City, Tillamook County, Oregon. The area is home to 1,530 residents, producing a population density of 42 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 97107 against Oregon and the nation.

On the economic side, the median household income for ZIP 97107 sits at $70,417 (10% below the Oregon average), while per-capita income is $33,966. The poverty rate stands at 10.5% and the unemployment rate at 5.0%. On housing, the median home value is $407,400 (6% below the state average) with median rent at $1,120 per month, and 80.9% of occupied units are owner-occupied, a direct signal of whether 97107 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.4% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Tillamook County, so you can benchmark 97107 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 97107

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 97107.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 97107, Bay City, OR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,530

Population

36.3

Area (sq mi)

42

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 97107?

44.6

Median Age

47.1%

Male

52.9%

Female

3.4%

Foreign-Born

White 89.1%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,417

Median Household Income

-10% vs state

$33,966

Per Capita Income

10.5%

Poverty Rate

5.0%

Unemployment Rate

How ZIP 97107 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,417 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.4%
Bachelor's Degree or Higher 27.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,010

Total Housing Units

911

Occupied Units

99

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 80.9%
Renter 19.1%

$407,400

Median Home Value

-6% vs state

$1,120

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

347

HPI Index (2000 = 100)

+247%

Total Change Since 2000

Home values in ZIP 97107 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +247% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 223
2021 +13.6% 253
2022 +18.8% 301
2023 +8.1% 325
2024 +6.7% 347

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 97107, employing approximately 759 people with a combined annual payroll of $40,322,000.

26

Businesses

759

Employees

$40.3M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 8 30.8%
Manufacturing 5 19.2%
Professional, scientific, and technical services 4 15.4%
Agriculture, forestry, fishing and hunting 3 11.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 97107 vs 97118 →

ZIP 97107 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 97107 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 97107 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 97107 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
97118 Garibaldi, OR 775 1.5 mi
97136 Rockaway Beach, OR 1,761 5.1 mi
97147 Wheeler, OR 408 9.3 mi
97134 Oceanside, OR 175 7.9 mi
97130 Manzanita, OR 710 10.0 mi
97141 Tillamook, OR 13,140 8.4 mi

More ZIP Codes in Tillamook County

97141 standard
Tillamook, OR
Pop: 13,140
97131 standard
Nehalem, OR
Pop: 2,498
97112 standard
Cloverdale, OR
Pop: 1,901
97136 standard
Rockaway Beach, OR
Pop: 1,761
97135 standard
Pacific City, OR
Pop: 861
97118 standard
Garibaldi, OR
Pop: 775

Related Areas

Tillamook County Bay City, OR Oregon

Frequently Asked Questions

What county is ZIP code 97107 in? ▼
ZIP code 97107 (Bay City) is located in Tillamook County, Oregon. Tillamook County contains multiple ZIP codes, see the full list at /counties/tillamook-or.
What is the population of ZIP code 97107? ▼
ZIP code 97107 in Bay City, OR has a population of 1,530 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 97107? ▼
The median household income in ZIP 97107 is $70,417, which is 8% below the national average of $76,288.
What is the average home value in ZIP 97107? ▼
The median home value in ZIP 97107 is $407,400, which is 46% above the national average of $278,155.
What is the demographic makeup of ZIP 97107? ▼
The largest racial group in ZIP 97107 is White at 89.1%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 97107? ▼
ZIP code 97107 has 26 business establishments employing approximately 759 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 97107? ▼
The top industries by establishment count in ZIP 97107 are: Construction (8), Manufacturing (5), Professional, scientific, and technical services (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 97107? ▼
According to the FHFA House Price Index, home values in ZIP 97107 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 247%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 97107? ▼
In ZIP code 97107, 50.4% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 97107? ▼
In ZIP code 97107, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 97107? ▼
The poverty rate in ZIP code 97107 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Bay City, OR

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.