PlainZIP

Lock Springs, MO · standard

ZIP Code 64654

Daviess County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

52
7/sq mi
$97,188
Median income
$121,900
Median home value
0.0%
Bachelor's or higher

The verdict

Lock Springs pairs an upper-quartile household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
17th pct
home value, US ZIPs
7
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64654 against every reporting US ZIP.

ZIP code 64654 is a sparsely populated ZIP (a standard USPS delivery area) in Lock Springs, Daviess County, Missouri, home to just 52 residents across 7.2 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 64654 lands in the middle-income range, with a median household income of $97,188 (45% above the Missouri average), while per-capita income is $33,494. The poverty rate stands at 12.2% and the unemployment rate at 0.0%. The typical home here is valued at $121,900 (36% below the state average); renters pay a median of - monthly, and 100.0% of units are owner-occupied.

Formal educational attainment runs low here: just 0.0% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is -. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Daviess County, so you can benchmark 64654 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64654, Lock Springs, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

52

Population

7.2

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64654?

40.3

Median Age

57.1%

Male

42.9%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,188

Median Household Income

+45% vs state

$33,494

Per Capita Income

12.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 64654 ranks nationally

Lock Springs, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,188 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.0%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20

Total Housing Units

17

Occupied Units

3

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$121,900

Median Home Value

-36% vs state

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 64654 vs 64625 →

ZIP 64654 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64654 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64654 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64654 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64625 Breckenridge, MO 644 6.8 mi
64664 Mooresville, MO 350 8.5 mi
64686 Utica, MO 271 9.8 mi

More ZIP Codes in Daviess County

64640 standard
Gallatin, MO
Pop: 3,140
64648 standard
Jamesport, MO
Pop: 2,129
64670 standard
Pattonsburg, MO
Pop: 1,090
64689 standard
Winston, MO
Pop: 683
64620 standard
Altamont, MO
Pop: 466
64647 standard
Jameson, MO
Pop: 379

Related Areas

Daviess County Lock Springs, MO Missouri

Frequently Asked Questions

What county is ZIP code 64654 in? ▼
ZIP code 64654 (Lock Springs) is located in Daviess County, Missouri. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-mo.
What is the population of ZIP code 64654? ▼
ZIP code 64654 in Lock Springs, MO has a population of 52 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64654? ▼
The median household income in ZIP 64654 is $97,188, which is 27% above the national average of $76,288.
What is the average home value in ZIP 64654? ▼
The median home value in ZIP 64654 is $121,900, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 64654? ▼
The largest racial group in ZIP 64654 is White at 100.0%.
What is the poverty rate in ZIP code 64654? ▼
The poverty rate in ZIP code 64654 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.