PlainZIP

Arrow Rock, MO · standard

ZIP Code 65320

Saline County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

56
162/sq mi
$35,469
Median income
$278,800
Median home value
47.1%
Bachelor's or higher

The verdict

Arrow Rock pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

3th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
162
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65320 against every reporting US ZIP.

ZIP code 65320 is a sparsely populated ZIP (a standard USPS delivery area) in Arrow Rock, Saline County, Missouri, home to just 56 residents across 0.3 square miles, a density of 162 people per square mile, in the Chicago time zone.

ZIP 65320 sits on the lower end of the income spectrum: median household income is $35,469 (47% below the Missouri average), while per-capita income is $31,442. The poverty rate stands at 3.1% and the unemployment rate at 0.0%. Median home value sits at $278,800 (46% above the state average), median rent at - a month, and owner-occupancy at 100.0%.

A solid share of residents have a four-year degree: 47.1% of adults hold a bachelor's degree or higher, the median age is 51.8, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Saline County, letting you compare 65320 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65320, Arrow Rock, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

56

Population

0.3

Area (sq mi)

162

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65320?

51.8

Median Age

43.1%

Male

56.9%

Female

1.5%

Foreign-Born

White 95.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,469

Median Household Income

-47% vs state

$31,442

Per Capita Income

3.1%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 65320 ranks nationally

Arrow Rock, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$35,469 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 47.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

88

Total Housing Units

35

Occupied Units

53

Vacant Units

1.86

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$278,800

Median Home Value

+46% vs state

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 65320, employing approximately 40 people with a combined annual payroll of $1,639,000.

4

Businesses

40

Employees

$1.6M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65320 vs 65322 →

ZIP 65320 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65320 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65320 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65320 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65322 Blackwater, MO 587 6.3 mi
65250 Franklin, MO 617 6.4 mi
65330 Gilliam, MO 412 10.3 mi
65347 Nelson, MO 681 7.6 mi
65254 Glasgow, MO 1,810 11.2 mi

More ZIP Codes in Saline County

65340 standard
Marshall, MO
Pop: 15,937
65351 standard
Sweet Springs, MO
Pop: 2,525
65349 standard
Slater, MO
Pop: 2,441
65339 standard
Malta Bend, MO
Pop: 712
65347 standard
Nelson, MO
Pop: 681
65321 standard
Blackburn, MO
Pop: 417

Related Areas

Saline County Arrow Rock, MO Missouri

Frequently Asked Questions

What county is ZIP code 65320 in? ▼
ZIP code 65320 (Arrow Rock) is located in Saline County, Missouri. Saline County contains multiple ZIP codes, see the full list at /counties/saline-mo.
What is the population of ZIP code 65320? ▼
ZIP code 65320 in Arrow Rock, MO has a population of 56 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65320? ▼
The median household income in ZIP 65320 is $35,469, which is 54% below the national average of $76,288.
What is the average home value in ZIP 65320? ▼
The median home value in ZIP 65320 is $278,800, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 65320? ▼
The largest racial group in ZIP 65320 is White at 95.4%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 65320? ▼
ZIP code 65320 has 4 business establishments employing approximately 40 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65320? ▼
In ZIP code 65320, 58.8% of residents aged 25+ have a high school diploma or higher, and 47.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 65320? ▼
The poverty rate in ZIP code 65320 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.