Cross Timbers, MO · standard
ZIP Code 65634
Hickory County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 766
- 4/sq mi Low-density area
- $35,948
- Median income Below-median income area
- $197,800
- Median home value Near-median home value
- 16.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cross Timbers pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 4th pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 4
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65634 against every reporting US ZIP.
ZIP code 65634 is a sparsely populated ZIP (a standard USPS delivery area) in Cross Timbers, Hickory County, Missouri, home to just 766 residents across 207.0 square miles, a density of 4 people per square mile, in the Chicago time zone.
ZIP 65634 sits on the lower end of the income spectrum: median household income is $35,948 (46% below the average Missouri ZIP), while per-capita income is $16,589. Unemployment is 31.0%, an important qualifier alongside the household-income figure. Median home value is $197,800 (3% above the average Missouri ZIP); 80.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Hickory County, so 65634 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65634, Cross Timbers, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
766
Population
207.0
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65634?
36.7
Median Age
46.7%
Male
53.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$35,948
Median Household Income
-46% vs state ZIP avg
$16,589
Per Capita Income
12.5%
Poverty Rate
31.0%
Unemployment Rate
How ZIP 65634 ranks among Missouri ZIPs
Cross Timbers, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$35,948 4th percentile higher than 4% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
274housing units
274
Total Housing Units
184
Occupied Units
90
Vacant Units
3.29
Avg Household Size
Occupancy Type
$197,800
Median Home Value
+3% vs state ZIP avg
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 65634, employing approximately 14 people with a combined annual payroll of $352,000.
6
Businesses
14
Employees
$352K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65634 vs 65732 →
ZIP 65634 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65326
Edwards (65326)
1,996 residents
- 65668
Hermitage (65668)
1,745 residents
- 65732
Preston (65732)
871 residents
- 65634 766
Cross Timbers (65634)
766 residents
What this shows Among its immediate neighbors, ZIP 65634 ranks #4 by population - useful context the national average alone can't give.
ZIP 65634 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65326
Edwards (65326)
$51,888 median income
- 65732
Preston (65732)
$45,909 median income
- 65668
Hermitage (65668)
$38,449 median income
- 65634
Cross Timbers (65634)
$35,948 median income
What this shows By household income, ZIP 65634 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65634, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hickory County
Related Areas
Frequently Asked Questions
What county is ZIP code 65634 in?
ZIP code 65634 (Cross Timbers) is located in Hickory County, Missouri. Hickory County contains multiple ZIP codes, see the full list at /counties/hickory-mo.
What is the population of ZIP code 65634?
ZIP code 65634 in Cross Timbers, MO has a population of 766 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65634?
The median household income in ZIP 65634 is $35,948, which is 53% below the national average of $76,288.
What is the average home value in ZIP 65634?
The median home value in ZIP 65634 is $197,800, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 65634?
The largest racial group in ZIP 65634 is White at 96.4%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 65634?
ZIP code 65634 has 6 business establishments employing approximately 14 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65634?
In ZIP code 65634, 73.5% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65634?
In ZIP code 65634, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65634?
The poverty rate in ZIP code 65634 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65634's numbers, next.
- See how ZIP 65634 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cross Timbers, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.