PlainZIP

Cross Timbers, MO · standard

ZIP Code 65634

Hickory County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

766
4/sq mi
$35,948
Median income
$197,800
Median home value
16.0%
Bachelor's or higher

The verdict

Cross Timbers pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

4th pct
household income, US ZIPs
43th pct
home value, US ZIPs
4
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65634 against every reporting US ZIP.

ZIP code 65634 is a sparsely populated ZIP (a standard USPS delivery area) in Cross Timbers, Hickory County, Missouri, home to just 766 residents across 207.0 square miles, a density of 4 people per square mile, in the Chicago time zone.

ZIP 65634 sits on the lower end of the income spectrum: median household income is $35,948 (46% below the Missouri average), while per-capita income is $16,589. 12.5% of residents live below the poverty line, and the unemployment rate reads 31.0%. On housing, the median home value is $197,800 (3% above the state average) with median rent at - per month, and 80.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is -. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hickory County, so you can benchmark 65634 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65634, Cross Timbers, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

766

Population

207.0

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65634?

36.7

Median Age

46.7%

Male

53.3%

Female

0.0%

Foreign-Born

White 96.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,948

Median Household Income

-46% vs state

$16,589

Per Capita Income

12.5%

Poverty Rate

31.0%

Unemployment Rate

How ZIP 65634 ranks nationally

Cross Timbers, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$35,948 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.5%
Bachelor's Degree or Higher 16.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

274

Total Housing Units

184

Occupied Units

90

Vacant Units

3.29

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$197,800

Median Home Value

+3% vs state

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 65634, employing approximately 14 people with a combined annual payroll of $352,000.

6

Businesses

14

Employees

$352K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65634 vs 65732 →

ZIP 65634 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65634 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65634 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65634 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65732 Preston, MO 871 5.9 mi
65668 Hermitage, MO 1,745 8.1 mi
65326 Edwards, MO 1,996 10.3 mi

More ZIP Codes in Hickory County

65779 standard
Wheatland, MO
Pop: 2,207
65668 standard
Hermitage, MO
Pop: 1,745
65650 standard
Flemington, MO
Pop: 1,520
65724 standard
Pittsburg, MO
Pop: 1,392
65774 standard
Weaubleau, MO
Pop: 953
65732 standard
Preston, MO
Pop: 871

Related Areas

Hickory County Cross Timbers, MO Missouri

Frequently Asked Questions

What county is ZIP code 65634 in? ▼
ZIP code 65634 (Cross Timbers) is located in Hickory County, Missouri. Hickory County contains multiple ZIP codes, see the full list at /counties/hickory-mo.
What is the population of ZIP code 65634? ▼
ZIP code 65634 in Cross Timbers, MO has a population of 766 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65634? ▼
The median household income in ZIP 65634 is $35,948, which is 53% below the national average of $76,288.
What is the average home value in ZIP 65634? ▼
The median home value in ZIP 65634 is $197,800, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 65634? ▼
The largest racial group in ZIP 65634 is White at 96.4%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 65634? ▼
ZIP code 65634 has 6 business establishments employing approximately 14 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 65634? ▼
In ZIP code 65634, 73.5% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65634? ▼
In ZIP code 65634, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65634? ▼
The poverty rate in ZIP code 65634 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.