Residential delivery area · Missouri

ZIP Code 65786: Macks Creek, MO

ZIP code 65786 uses the postal name Macks Creek, Missouri and lies mostly in Camden County (96% of its land) with the rest in Dallas County (Census 2020 ZIP-county file). About 2,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $61,136 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Macks Creek (a census-designated place); 98% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
6national area: Missouri, Illinois, Kansas and Nebraska
657sectional center: Springfield, MO (SCF 656)
86delivery area within it
Town
Macks Creek · its only residential ZIP
County
Camden County (96%); Dallas County (4%)
Census places
Macks Creek census-designated place
House district
MO-4 119th Congress
Time zone
Central
Land area
109.9 sq mi · 20 people per sq mi

Where is ZIP code 65786?

65786 centers on 37.967°, -92.963° and covers 109.9 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 65787, 65324, 65020, 65764, 65732, 65463, 65634.

65020 · Camdenton65324 · Climax Springs65463 · Eldridge65634 · Cross Timbers65732 · Preston65764 · Tunas65787 · Roach65786 · Macks Creek (this ZIP)657866502065324657646546365634657326578765020 · Camdenton65324 · Climax Springs65463 · Eldridge65634 · Cross Timbers65732 · Preston65764 · Tunas65787 · Roach65786 · Macks Creek (this ZIP)657866502065324657646546365634657326578765020 · Camdenton65324 · Climax Springs65463 · Eldridge65634 · Cross Timbers65732 · Preston65764 · Tunas65787 · Roach65786 · Macks Creek (this ZIP)6578665020653246576465463656346573265787
Shaded by median household income, in national fifths (ACS 2020-2024); 65786 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 65786, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 65786 compare with the rest of Camden County?

Rank of 65786 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure65786In Camden CountyIn MO
People (ACS 2020-2024)2,1749th of 17434th of 1,035
Median household income$61knot rankednot ranked
Median home value$162knot rankednot ranked

65786's median household income is not ranked: its 90% margin of error (±$18,155) is more than a quarter of the figure ($61,136); 65786's median home value is not ranked: its 90% margin of error (±$62,572) is more than a quarter of the figure ($162,100). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 26% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 65786?

The 2020 Census counted 2,171 people in 65786; the ACS, which samples households over 2020-2024, estimates 2,174. Between the 2010 and 2020 censuses its population fell 3.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,174±415 (90% margin)
2020 Census count
2,171−3.5% since 2010 (2,250)
Households
698
Median age
38.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 65786?

Of the 2,174 people the ACS estimates in 65786, 26.5% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.5%).

  • Under 1826.5%
  • 18 to 6456.3%
  • 65 and older17.2%
Age of the people of 65786 (ACS 2020-2024, B01001)
  • White, not Hispanic93.5%
  • Other or two or more4.0%
  • Hispanic or Latino1.2%
  • Asian, not Hispanic1.2%
  • Black, not Hispanic0.1%
Race and Hispanic origin in 65786 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 65786 earn?

Median household income is $61,136 (ACS 2020-2024). It is not measurably different from 2015-2019 ($51,235 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$61,136±$18,155
Income per person
$29,312
Below the poverty line
14.7%
Unemployed (of the labor force)
4.8%
Adults 25+ with a bachelor's degree
17.4%
Adjusted gross income per tax return, 2022
$54,648910 returns; wages 74% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 65786?

FHFA's house price index for 65786, built from repeat sales and appraisals of the same homes, rose 99% from 2015 to 2025 and rose 80% from 2020 to 2025.

Median home value (owners' estimate)
$162,100
Median gross rent
$1,158
Homes owned by their occupants
84.5%
Housing units
1,060
050100150200200320102020202505010015020020032010202020250501001502002003201020202025
Index = 100 in 2003, the first year FHFA reports for 65786; 2025: 205.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 65786?

41 business establishments had a location in this ZIP code in 2023, 15 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction17
  • Transportation and warehousing4
  • Retail trade3
  • Professional, scientific, and technical services3
  • Accommodation and food services3
  • Other services (except public administration)3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 65786?

ZIP codes that share a boundary with 65786, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
65787Roach1,305$63k7.8 mi
65324Climax Springs1,055$53k9.3 mi
65020Camdenton14,748$62k10.3 mi
65764Tunas1,449$27k10.6 mi
65732Preston1,342$46k11.9 mi
65463Eldridge1,158$70k12.8 mi
65634Cross Timbers606$36k13.0 mi
65767Urbana1,983$53k13.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.