ZIP Code 65786

ZIP code 65786 is classified by USPS as a standard delivery area and covers roughly 277.8 square miles in Macks Creek, Camden County, Missouri. The area is home to 2,250 residents, producing a population density of 8 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65786 against Missouri and the nation.

On the economic side, the median household income for ZIP 65786 sits at $61,136 (9% below the Missouri average), while per-capita income is $29,312. The poverty rate stands at 14.7% and the unemployment rate at 4.8%. On housing, the median home value is $162,100 (15% below the state average) with median rent at $1,158 per month, and 84.5% of occupied units are owner-occupied, a direct signal of whether 65786 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.4% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 29 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Camden County, so you can benchmark 65786 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →