Camdenton, MO · standard
ZIP Code 65020
Camden County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,286
- 44/sq mi
- $62,392
- Median income
- $265,200
- Median home value
- 20.8%
- Bachelor's or higher
National ZIP placement
Camdenton pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 44
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65020 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 65020 (Camdenton, MO) rose +6.2% from 2023 to 2024. The all-transactions index moved from 260.5 in 2023 to 276.6 in 2024 (2000 = 100).
ZIP code 65020 is a mid-sized community (a standard USPS delivery area) in Camdenton, Camden County, Missouri, home to 14,286 residents across 323.2 square miles, a density of 44 people per square mile, in the Chicago time zone.
ZIP 65020 reports a modest median household income of $62,392 (7% below the average Missouri ZIP), while per-capita income is $33,742. The poverty rate is 12.3%, with unemployment at 3.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $265,200 (39% above the average Missouri ZIP), while 80.1% of occupied homes are owner-occupied and median rent is $879.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 20 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Camden County, so 65020 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65020
Top 5 sectors by establishment count in Camdenton, MO
Which industries have the most business establishments in ZIP 65020.
- Retail trade
Retail trade
76 establishments
- Construction
Construction
72 establishments
- Other services (except public administration)
Other services (except public administration)
54 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Health care and social assistance
Health care and social assistance
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65020, Camdenton, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,286
Population
323.2
Area (sq mi)
44
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65020?
47.1
Median Age
49.2%
Male
50.8%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,392
Median Household Income
-7% vs state ZIP avg
$33,742
Per Capita Income
12.3%
Poverty Rate
3.1%
Unemployment Rate
19.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,029housing units
10,029
Total Housing Units
5,550
Occupied Units
4,479
Vacant Units
2.63
Avg Household Size
Occupancy Type
$265,200
Median Home Value
+39% vs state ZIP avg
$879
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.2%
YoY Change (2024)
277
HPI Index (2000 = 100)
+177%
Total Change Since 2000
Home values in ZIP 65020 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 161 |
| 2021 | +23.2% | 198 |
| 2022 | +16.5% | 231 |
| 2023 | +13.0% | 261 |
| 2024 | +6.2% | 277 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 451 business establishments in ZIP 65020, employing approximately 4,207 people with a combined annual payroll of $185,534,000.
451
Businesses
4,207
Employees
$185.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 76 | 16.9% |
| Construction | 72 | 16.0% |
| Other services (except public administration) | 54 | 12.0% |
| Accommodation and food services | 46 | 10.2% |
| Health care and social assistance | 44 | 9.8% |
| Professional, scientific, and technical services | 25 | 5.5% |
| Finance and insurance | 22 | 4.9% |
| Administrative and support and waste management and remediation services | 20 | 4.4% |
| Wholesale trade | 18 | 4.0% |
| Real estate and rental and leasing | 17 | 3.8% |
| Manufacturing | 16 | 3.5% |
| Transportation and warehousing | 16 | 3.5% |
| Information | 10 | 2.2% |
| Arts, entertainment, and recreation | 9 | 2.0% |
| Utilities | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65020 vs 65052 →
ZIP 65020 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65020
Camdenton (65020)
14,286 residents
- 65065
Osage Beach (65065)
6,414 residents
- 65079 4,729
Sunrise Beach (65079)
4,729 residents
- 65052 3,446
Linn Creek (65052)
3,446 residents
- 65787 1,864
Roach (65787)
1,864 residents
What this shows Among its immediate neighbors, ZIP 65020 ranks the most populous - useful context the national average alone can't give.
ZIP 65020 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65052
Linn Creek (65052)
$87,125 median income
- 65079
Sunrise Beach (65079)
$70,024 median income
- 65787
Roach (65787)
$62,917 median income
- 65020
Camdenton (65020)
$62,392 median income
- 65065
Osage Beach (65065)
$60,785 median income
What this shows By household income, ZIP 65020 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65020, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,286 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.