Residential delivery area · Missouri

ZIP Code 65020: Camdenton, MO

ZIP code 65020 uses the postal name Camdenton, Missouri and lies entirely in Camden County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $62,392 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Camdenton (4%) and Friedenswald (under 1%); 96% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
6national area: Missouri, Illinois, Kansas and Nebraska
650sectional center: Mid-Missouri, MO (SCF 650)
20delivery area within it
Town
Camdenton · its only residential ZIP
Census places
Camdenton (4%); Friedenswald (under 1%)
House district
MO-4 119th Congress
Time zone
Central
Land area
123.7 sq mi · 119 people per sq mi

Where is ZIP code 65020?

65020 centers on 38.006°, -92.781° and covers 123.7 square miles of land plus 10.5 of water. It borders 7 ZIP codes: 65052, 65787, 65786, 65079, 65591, 65463, 65536.

65052 · Linn Creek65079 · Sunrise Beach65463 · Eldridge65536 · Lebanon65591 · Montreal65786 · Macks Creek65787 · Roach65020 · Camdenton (this ZIP)6502065786654636559165079650526578765052 · Linn Creek65079 · Sunrise Beach65463 · Eldridge65536 · Lebanon65591 · Montreal65786 · Macks Creek65787 · Roach65020 · Camdenton (this ZIP)6502065786654636559165079650526578765052 · Linn Creek65079 · Sunrise Beach65463 · Eldridge65536 · Lebanon65591 · Montreal65786 · Macks Creek65787 · Roach65020 · Camdenton (this ZIP)65020657866546365591650796505265787
Shaded by median household income, in national fifths (ACS 2020-2024); 65020 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 65020, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 65020 compare with the rest of Camden County?

Rank of 65020 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure65020In Camden CountyIn MO
People (ACS 2020-2024)14,7482nd of 17137th of 1,035
Median household income$62k6th of 10268th of 479
Median home value$265k8th of 12114th of 494

Its median household income is higher than in 34% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 65020?

The 2020 Census counted 14,189 people in 65020; the ACS, which samples households over 2020-2024, estimates 14,748. Between the 2010 and 2020 censuses its population fell 0.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
14,748
2020 Census count
14,189−0.7% since 2010 (14,286)
Households
5,550
Median age
47.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 65020?

Of the 14,748 people the ACS estimates in 65020, 20.3% are under 18 and 24.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.0%).

  • Under 1820.3%
  • 18 to 6455.1%
  • 65 and older24.6%
Age of the people of 65020 (ACS 2020-2024, B01001)
  • White, not Hispanic90.0%
  • Hispanic or Latino5.7%
  • Other or two or more3.0%
  • Black, not Hispanic0.9%
  • Asian, not Hispanic0.4%
Race and Hispanic origin in 65020 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 65020 earn?

Median household income is $62,392 (ACS 2020-2024), the 6th highest of the 10 ranked ZIP codes in Camden County. It is not measurably different from 2015-2019 ($66,633 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$62,392±$6,382
Income per person
$33,742
Below the poverty line
12.3%
Unemployed (of the labor force)
3.1%
Adults 25+ with a bachelor's degree
20.8%
Adjusted gross income per tax return, 2022
$67,8006,950 returns; wages 54% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 65020?

FHFA's house price index for 65020, built from repeat sales and appraisals of the same homes, rose 114% from 2015 to 2025 and rose 79% from 2020 to 2025, and moved +4.3% in 2025.

Median home value (owners' estimate)
$265,200
Median gross rent
$879
Homes owned by their occupants
80.1%
Housing units
10,029
010020030019912000201020202025010020030019912000201020202025010020030019912000201020202025
Index = 100 in 1991, the first year FHFA reports for 65020; 2025: 365.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 65020?

451 business establishments had a location in this ZIP code in 2023, 27 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade76
  • Construction72
  • Other services (except public administration)54
  • Accommodation and food services46
  • Health care and social assistance44
  • Professional, scientific, and technical services25

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 65020?

ZIP codes that share a boundary with 65020, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
65052Linn Creek3,790$87k6.3 mi
65787Roach1,305$63k7.7 mi
65786Macks Creek2,174$61k10.3 mi
65079Sunrise Beach4,385$70k10.5 mi
65591Montreal1,837$50k10.5 mi
65463Eldridge1,158$70k11.0 mi
65536Lebanon29,915$54k22.9 mi
65065Osage Beach7,197$61k10.6 mi (near)
65324Climax Springs1,055$53k14.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.